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Old 06-19-2015, 07:49 PM  
Dunit35 Dunit35 is offline
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New vehicle vs current vehicle

I'm trying to decide if trying to trade in my truck is worth it. I don't think I'll get the trade in value I need to pay it off. So, this might be a waste anyways.

It's an 09 Chevy Silverado crew cab LS, 81k miles, black, soft cover, 20" factory chrome rims, good tires, but the rear end was demolished by a trash truck in January. I owe $15,000 and the payment is $345. My wife wanted a warranty option on it and it jumped the payment from $285 to $345.

I'm really trying to get my payments around $290-300 to save up for a new ride for my wife. My wife and I both have good credit.

Is it worth messing with?
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Old 06-19-2015, 07:52 PM   #2
lewdog lewdog is offline
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Old 06-19-2015, 07:59 PM   #3
JASONSAUTO JASONSAUTO is offline
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I'm assuming it ws fixed?
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Old 06-19-2015, 08:00 PM   #4
JASONSAUTO JASONSAUTO is offline
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4x4?
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Old 06-19-2015, 08:02 PM   #5
Dunit35 Dunit35 is offline
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Yes it was fixed. 4x2. I'm figuring they will offer around $12k.
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Old 06-19-2015, 08:03 PM   #6
Dante84 Dante84 is online now
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Quote:
Originally Posted by lewdog View Post
“We buy things we don't need, with money we don't have, to impress people we don't like.”
“Act your wage.”

- you don't know his wage, or what he has
- and perhaps it's a matter of impressing himself and being happy, instead of outsiders.
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Old 06-19-2015, 08:04 PM   #7
lewdog lewdog is offline
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Originally Posted by DA_T_84 View Post
- you don't know his wage, or what he has
- and perhaps it's a matter of impressing himself and being happy, instead of outsiders.
Jesus Christ, I was just wanting to post some Dave Ramsey shit and be the first poster.

But considering he owes more than he'll get on a trade in, that's never a good financial situation to be in.
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Old 06-19-2015, 08:07 PM   #8
DaneMcCloud DaneMcCloud is offline
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Old 06-19-2015, 08:08 PM   #9
TribalElder TribalElder is offline
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holy **** that was a bullshit call

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Old 06-19-2015, 08:09 PM   #10
Dunit35 Dunit35 is offline
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Quote:
Originally Posted by lewdog View Post
Jesus Christ, I was just wanting to post some Dave Ramsey shit and be the first poster.

But considering he owes more than he'll get on a trade in, that's never a good financial situation to be in.
It's that damn warranty my wife wanted, added $3k when we bought this truck.

I will say i have had zero issues paying the $350. I'd just like to be able to save more for my wife's car.
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Old 06-19-2015, 08:09 PM   #11
lewdog lewdog is offline
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Lease. Cars aren't an investment.
For some it makes sense but only if you don't drive much. On many leases you are only allowed 10-15k miles per year. If you plan on keeping the car for a while, leasing never makes sense. If you need a new car every few years for whatever reason, it might make sense.
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Old 06-19-2015, 08:17 PM   #12
hometeam hometeam is offline
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Old 06-19-2015, 08:19 PM   #13
TribalElder TribalElder is offline
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holy **** that was a bullshit call

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Old 06-19-2015, 08:39 PM   #14
Dunit35 Dunit35 is offline
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I have almost paid off my vehicle

Giggidy
We paid her car off last January, 20 months early. Now the AC rarely works, already been replaced once.
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Old 06-19-2015, 08:42 PM   #15
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I have almost paid off my vehicle

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