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Old 01-30-2013, 07:35 AM  
El Jefe El Jefe is offline
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It's that time of year, TAX RETURN TIME!
For the past 2-3 years I have started a thread about what people were going to spend their tax return on. While greeted with some hostility, most people actually enjoyed the threads. I don't know how much I will get back, but I have some big plans for it!

I am going to try to pay a grand or so on my wifes car (We owe 3k). I am going to try and slide as much as I can at my wife's student loans (only owe 11k). Outside of those two debts, we don't have anything else luckily, because I pay out of pocket for school (ouch).

My next step depending on how much I get back would be to put at least another grand into our house fund. I live on James street, and I have designated our house fund as "Operation James Street Freedom". I would like to put some money into my IRA, currently it has none. Give my wife a little extra walking around money.

I think the last thing I would like to do is give some money to our Deacon fund at my church. This is a fund that is given by church members and distributed to the needs of the church and community if need be by the Deacon board. This fund has helped a lot of people in very bad spots, and it's my duty to help out my fellow man. Our church also houses the food pantry for our community, and we received emails saying the food pantry is direly low, they have served more families this month than ever before. So I would love to take a hundred or so and buy some food to donate.

What dreams do you guys have? I know most of the people here will probably pay down bills, but its fun to dream anyways.

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Old 01-30-2013, 08:49 AM   #16
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I try and break even, why would you want the government holding your money and making interest on it when you can already have it?
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Old 01-30-2013, 08:50 AM   #17
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don't get a huge return.

i always wanted to keep even with the government, don't want them to use me as a savings account and I dont' want to owe....stay right in the middle with a small return..

I have been audited the last two years so this year I can't wait to get the LETTER...
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Old 01-30-2013, 08:51 AM   #18
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Quote:
Originally Posted by Griswald View Post
I try and break even, why would you want the government holding your money and making interest on it when you can already have it?
because sometimes it can be really difficult to accurately calculate how much tax you will owe

and I definitely want to make sure I don't have to pay at the end of the year - that's a kick in the nuts for sure.

also it's nice to give yourself a little present at the end of the year.
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Old 01-30-2013, 08:54 AM   #19
okoye35chiefs okoye35chiefs is offline
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Originally Posted by Griswald View Post
I try and break even, why would you want the government holding your money and making interest on it when you can already have it?
I'm with you here... I stay even and pick up a couple hundred from st and fed.
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Old 01-30-2013, 09:05 AM   #20
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I made a lot of charitable donations and worked a lot of pro-bono hours this year. As well as paying in much more than my bracket dictates...I'm hopeful for a solid return. If so...it's high time to buy my girl a ring. We've been together 11 years in June. High School sweethearts. We've both been putting off engagement until we were financially stable, so it's not just my fault, lol.
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Old 01-30-2013, 09:06 AM   #21
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Quote:
Originally Posted by Strongside View Post
I made a lot of charitable donations and worked a lot of pro-bono hours this year. As well as paying in much more than my bracket dictates...I'm hopeful for a solid return. If so...it's high time to buy my girl a ring. We've been together 11 years in June. High School sweethearts. We've both been putting off engagement until we were financially stable, so it's not just my fault, lol.
good for you!
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Old 01-30-2013, 09:12 AM   #22
El Jefe El Jefe is offline
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Quote:
Originally Posted by loochy View Post
because sometimes it can be really difficult to accurately calculate how much tax you will owe

and I definitely want to make sure I don't have to pay at the end of the year - that's a kick in the nuts for sure.

also it's nice to give yourself a little present at the end of the year.
Exactly.
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Old 01-30-2013, 09:13 AM   #23
El Jefe El Jefe is offline
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Quote:
Originally Posted by Strongside View Post
I made a lot of charitable donations and worked a lot of pro-bono hours this year. As well as paying in much more than my bracket dictates...I'm hopeful for a solid return. If so...it's high time to buy my girl a ring. We've been together 11 years in June. High School sweethearts. We've both been putting off engagement until we were financially stable, so it's not just my fault, lol.
Congrats!
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Urban Meyer: We're going to rotate them right away. We don't redshirt here at Ohio State. We're changing that up. We're going to have the culture out here that there's no redshirting. If you don't play here, it's because you're not good enough. It's not because we're holding you back. We're going to recruit the kind of player where we want them on the field right now. That's the approach we took at Florida, and it's the approach we're going to take here.
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Old 01-30-2013, 09:14 AM   #24
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What a great thread!

It almost reminds me of this one from 3 weeks ago:

http://www.chiefsplanet.com/BB/showthread.php?t=268635
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Old 01-30-2013, 09:17 AM   #25
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Old 01-30-2013, 09:37 AM   #26
El Jefe El Jefe is offline
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Originally Posted by bigjosh006 View Post
Putting a wood stove in my basement, I am tired of being molested by the oil company.
Great investment, well worth the cost.
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Urban Meyer: We're going to rotate them right away. We don't redshirt here at Ohio State. We're changing that up. We're going to have the culture out here that there's no redshirting. If you don't play here, it's because you're not good enough. It's not because we're holding you back. We're going to recruit the kind of player where we want them on the field right now. That's the approach we took at Florida, and it's the approach we're going to take here.
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Old 01-30-2013, 09:43 AM   #27
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Quote:
Originally Posted by okoye35chiefs View Post
don't get a huge return.

i always wanted to keep even with the government, don't want them to use me as a savings account and I dont' want to owe....stay right in the middle with a small return..

I have been audited the last two years so this year I can't wait to get the LETTER...
Audited two years in a row? What kind of red flags do you set off?
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Old 01-30-2013, 09:46 AM   #28
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yeah but it also sucks that you know you'll be paying like $150,000 more than your actual house costs because of interest
Well, it depends on the size of the loan. I did some calculations on various size loans. And as of the rates a couple years ago, you could about count on paying double your principle on a 30 year amortization excluding any PMI. I can't remember if that included property tax or not, I don't think it did. Either way, it's good enough for a rule of thumb. Borrow 100K for 30 years, pay 200K total. So yeah, that's as good of a case for paying extra principle if there ever was one. And the hell of it is that interest rates are low!

Quote:
Originally Posted by okoye35chiefs View Post
don't get a huge return.

i always wanted to keep even with the government, don't want them to use me as a savings account and I dont' want to owe....stay right in the middle with a small return..

I have been audited the last two years so this year I can't wait to get the LETTER...
Mother **** that! Is it a full audit or just asking to verify aspects of your return?
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Old 01-30-2013, 10:02 AM   #29
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Audited two years in a row? What kind of red flags do you set off?
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Old 01-30-2013, 10:03 AM   #30
loochy loochy is online now
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Audited two years in a row? What kind of red flags do you set off?
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