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Old 03-12-2013, 06:08 PM  
Bob Dole Bob Dole is offline
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Need some advice

Not really sure what to do or what the appropriate timing is, so Bob Dole is going to throw this out there and see what happens.

Bob Dole sold his 2005 VTX 1300R last July to a friend of a friend for $4000 and financed the sale himself. Contract and payment schedule in place. Insurance required with Bob Dole named as lien holder, but never verified. You can probably see where this is headed...

Final payment is due on March 22. Unfortunately, Bob Dole learned yesterday morning that the buyer crashed it near Hot Springs, AR last Saturday, and is currently in a coma in a Little Rock hospital and is classified at present as quadriplegic. This is all coming to Bob Dole thirdhand or via Facebook.

Bob Dole has no idea about the condition of the bike or its location, and is not sure whether that info is even on the radar of any of his family (ex-wife and adult children). Bob Dole does not know any of those people.

So what is the acceptable protocol here? At what point is it appropriate for a lien holder to ask about the property that is still technically his and titled in his name? (Yeah, yeah...probably should have processed title and named Bob Dole as lien holder. Shoulda, coulda, woulda) If it is in an impound in Hot Springs, should Bob Dole take the title and go retrieve the damned thing and pay whatever storage charges have accrued now? Is the lien/title holder liable for those accrued charges if the buyer doesn't make it, the company sells it, and the selling price doesn't cover the accrued charges? WTF to do?
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Old 03-12-2013, 06:10 PM   #2
ChiefRocka ChiefRocka is offline
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Final payment is how much?
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Old 03-12-2013, 06:12 PM   #3
Bob Dole Bob Dole is offline
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Quote:
Originally Posted by ChiefRocka View Post
Final payment is how much?
Still owes $600.
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Old 03-12-2013, 06:14 PM   #4
ChiefRocka ChiefRocka is offline
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Bottom line if you're only out $600 I would chalk one up to life and not pursue the ghost bike. Odds are the bike is worth less now.
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Old 03-12-2013, 06:14 PM   #5
theelusiveeightrop theelusiveeightrop is offline
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Suggest PMing Bob Dole for advice.
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Old 03-12-2013, 06:14 PM   #6
Brock Brock is offline
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Maybe see what the common friend knows about it. The bike is probably in a tow yard somewhere.
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Old 03-12-2013, 06:16 PM   #7
Bob Dole Bob Dole is offline
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Quote:
Originally Posted by ChiefRocka View Post
Bottom line if you're only out $600 I would chalk one up to life and not pursue the ghost bike.
Bob Dole has no idea of the bike's condition. Not clear whether he ran off the road, laid it down on pavement, etc. It might have $500 damage, or it might be a total loss. Technically, it is still Bob Dole's property, so Bob Dole is just looking at the options.

Plus, a 1.3L motor would make for an awesome go-cart.
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Old 03-12-2013, 06:17 PM   #8
R8RFAN R8RFAN is offline
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I would also just chalk it up and realize it could have been you.
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Old 03-12-2013, 06:17 PM   #9
COchief COchief is offline
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Took a risk financing it yourself, not sure why anyone would ever do that but obviously a moot point.

For the seriousness of the injuries and the amount of $ left I think the right move is prepare to wipe your ass with it and if things turn out better and the opportunity is right to bring it up you can. Or you can put your buddy up to it. Sounds like the guy has serious problems to worry about, I'd have a hard time going after it at this point.
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Old 03-12-2013, 06:19 PM   #10
Bob Dole Bob Dole is offline
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Quote:
Originally Posted by Brock View Post
Maybe see what the common friend knows about it. The bike is probably in a tow yard somewhere.
Bob Dole and that friend just went and put padlocks on his trailer to keep the idiot meth head woman he was letting stay there from pawning all his stuff. (She has already done this to another acquaintance who turned himself in for failure to appear and got a week in the pokey.)

He knows no more than Bob Dole at the moment.
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Old 03-12-2013, 06:21 PM   #11
Frazod Frazod is offline
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Sounds like the guy's ****ed. It's just $600. I'd let it go.
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Old 03-12-2013, 06:21 PM   #12
KCUnited KCUnited is online now
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I'd find the bike and go from there. If it's ****ed, decide whether it's worth pursuing. If it's salvageable, it might be worth recovering.
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Old 03-12-2013, 06:24 PM   #13
R8RFAN R8RFAN is offline
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Did he have collision on it? If he did, it may belong to the insurance company
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Old 03-12-2013, 06:26 PM   #14
Bob Dole Bob Dole is offline
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Quote:
Originally Posted by COchief View Post
Took a risk financing it yourself, not sure why anyone would ever do that but obviously a moot point.

For the seriousness of the injuries and the amount of $ left I think the right move is prepare to wipe your ass with it and if things turn out better and the opportunity is right to bring it up you can. Or you can put your buddy up to it. Sounds like the guy has serious problems to worry about, I'd have a hard time going after it at this point.
Bob Dole isn't talking repo. Bob Dole is concerned that nobody with the ability to do anything about it is thinking about the bike or the accruing charges. Bob Dole is off work for Spring Break, and it would not be a big deal to hitch up the trailer and go get the thing out of prison and stop the charges. He or his family can pay the $600 and have it back. That isn't an issue.
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Old 03-12-2013, 06:27 PM   #15
Bob Dole Bob Dole is offline
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Quote:
Originally Posted by R8ers View Post
Did he have collision on it? If he did, it may belong to the insurance company
Per contract, he was to have full coverage with Bob Dole listed as the lien holder. Bob Dole did not bother to verify that, however.
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