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Old 04-03-2013, 11:31 AM  
LiveSteam LiveSteam is offline
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Obama administration pushes banks to make home loans to people with weaker credit

Did we learn nothing? apparently not

The Obama administration is engaged in a broad push to make more home loans available to people with weaker credit, an effort that officials say will help power the economic recovery
http://www.washingtonpost.com/busine...755_story.html
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Old 04-03-2013, 11:36 AM   #2
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Loaning money to people who are bad credit risks isn't a problem. It's been debunked a billion times. /kcnative.
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Old 04-03-2013, 11:38 AM   #3
alpha_omega alpha_omega is offline
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Yep...i was just reading that over at the Post.

Wish i was surprised.
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Old 04-03-2013, 11:42 AM   #4
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Old 04-03-2013, 11:51 AM   #5
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Quote:
Originally Posted by patteeu View Post
Loaning money to people who are bad credit risks isn't a problem. It's been debunked a billion times. /kcnative.
You are a lazy dumb ass. The article isn't about CRA. The borrower still must have the ability to repay and meet government guidelines (which aren't changing). They are seeking to assure banks they won't be penalized if a loan is made in good fatih (standards are met, borrower has ability to repay).
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Old 04-03-2013, 12:19 PM   #6
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Quote:
Originally Posted by KC native View Post
You are a lazy dumb ass. The article isn't about CRA. The borrower still must have the ability to repay and meet government guidelines (which aren't changing). They are seeking to assure banks they won't be penalized if a loan is made in good fatih (standards are met, borrower has ability to repay).
The disclaimer is in the first paragraph...

Quote:
.....could open the door to the risky lending that caused the housing crash in the first place.....
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Old 04-03-2013, 12:22 PM   #7
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Quote:
Originally Posted by alpha_omega View Post
The disclaimer is in the first paragraph...
debunked! /kcnative
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Old 04-03-2013, 12:24 PM   #8
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Old 04-03-2013, 12:28 PM   #9
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Old 04-03-2013, 02:38 PM   #10
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Quote:
Originally Posted by alpha_omega View Post
The disclaimer is in the first paragraph...
You guys have terrible reading comprehension skills.

That "disclaimer" is what critics have to say. It's not a disclaimer. It's from people who disagree with the administration. Policy wise nothing is changing. The administration is clarifying what will or won't lead to violations/sanctions/penalties.
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Old 04-03-2013, 02:39 PM   #11
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Quote:
Originally Posted by patteeu View Post
debunked! /kcnative
So what is specifically changing patty? And how will those changes affect the mortgage market?
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Quote:
Originally Posted by Iowanian View Post
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KC native is too fat/Omaha.KC native is too fat/Omaha.KC native is too fat/Omaha.KC native is too fat/Omaha.KC native is too fat/Omaha.KC native is too fat/Omaha.KC native is too fat/Omaha.KC native is too fat/Omaha.KC native is too fat/Omaha.KC native is too fat/Omaha.KC native is too fat/Omaha.
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Old 04-03-2013, 02:39 PM   #12
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Quote:
Originally Posted by Comrade Crapski View Post
Here we go again.
Working on another ban so soon?
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Quote:
Originally Posted by Iowanian View Post
I'm just a little pussy from Iowa
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KC native is too fat/Omaha.KC native is too fat/Omaha.KC native is too fat/Omaha.KC native is too fat/Omaha.KC native is too fat/Omaha.KC native is too fat/Omaha.KC native is too fat/Omaha.KC native is too fat/Omaha.KC native is too fat/Omaha.KC native is too fat/Omaha.KC native is too fat/Omaha.
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Old 04-03-2013, 02:41 PM   #13
Comrade Crapski Comrade Crapski is offline
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Aaaaaaaaaaaaaand here comes Barry's water boy to tell us YET AGAIN the CRA had NOTHING to do with the economic meltdown in 2008...

Quote:
Originally Posted by KC native View Post
So what is specifically changing patty? And how will those changes affect the mortgage market?
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Old 04-03-2013, 02:43 PM   #14
KC native KC native is offline
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Quote:
Originally Posted by Comrade Crapski View Post
Aaaaaaaaaaaaaand here comes Barry's water boy to tell us YET AGAIN the CRA had NOTHING to do with the economic meltdown in 2008...



Per the norm, you have nothing.
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Old 04-03-2013, 02:57 PM   #15
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