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Old 08-07-2013, 07:04 PM  
BigRedChief BigRedChief is offline
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Most Obamacare/Exchanges are live now. Get your quote

Most states and the government exchanges are online. You can get a quote now.
https://www.healthcare.gov/marketplace/

Looks like most of the major insurances are in there, Blue Cross Blue Shield, Humana, United Health care, Coventry, Aetna etc.

What price will Obamacare cost you?

My quote for my wife, son and myself from Coventry/United Health care

1500 Individual - 3000 Family deductible
2500 Maximum - 5000 Family maximum
No annual limits
No pre-existing conditions
$30 office visit
$15-$65 copay for prescriptions

$920 a month
$32 a month dental
$17 a month vision

AustinChiefs quote from another health care website

Quote:
Originally Posted by AustinChief View Post
I just made up a fictional family for myself.. all smokers.. including my fictional 6 year old.. he's so precocious!

Here is the quote I got from a Scott and White Health Plan

1500 Individual - 3000 Family deductible
4500 Maximum - 9000 Family maximum
No annual limits
No pre-existing conditions
$25 office visit
$3 copay for generic or 50% for brand name prescriptions (after $250 drug deductible)

$552 a month
$40 a month dental
$12 a month vision

Last edited by BigRedChief; 08-08-2013 at 07:12 PM..
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Old 08-07-2013, 09:43 PM   #31
Taco John Taco John is offline
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I'm trying to understand the upside here. These exchanges are meant for people who don't have their employer offering healthcare through a group plan, right. So a year ago, when I considered leaving my employer healthcare, I found a plan that was comparable in coverage, but about $200 more per month. Now I look at this, and that number has increased by another $300 to nearly double what I have now.

I'm not going to pretend to understand this mess of a plan, but at these inflated rate, poor people are supposed to be forced to pay them? And then, of course, when they can't, the tax payer picks up the tab? This is the plan? And there are no cost controls?

This seems moronic to me. How is this a good thing?
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Old 08-07-2013, 09:45 PM   #32
Taco John Taco John is offline
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Quote:
Originally Posted by BigRedChief View Post
I don't see why conservatives would be against an open market where businesses compete with other businesses for your money.
An open market is one where a person can say "no." This is not an open market. This is a forced market. The insurance companies aren't competing with the ultimate option here: no one buying their overpriced products period.
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Old 08-07-2013, 09:46 PM   #33
HonestChieffan HonestChieffan is offline
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Quote:
Originally Posted by BigRedChief View Post
Go see what a policy costs on the open market if you have a pre-existing condition or not in perfect health. At least double that.

Your job usually pays 60%-75% of the cost of insurance. The exchanges are not supposed to replace or be better than employer insurance.

I don't see why conservatives would be against an open market where businesses compete with other businesses for your money.
If its my money then you and obama have no business telling me i have to spend it and on what. You spend what you want. I dont care. Ill do what i want. Good trade.
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Old 08-07-2013, 09:46 PM   #34
BigRedChief BigRedChief is offline
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Quote:
Originally Posted by petegz28 View Post
Dude I can get a BCBS plan right now for $350 month for 3 people on my own without an employer
Well aren't you special.
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Old 08-07-2013, 09:48 PM   #35
BigRedChief BigRedChief is offline
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Quote:
Originally Posted by Taco John View Post
An open market is one where a person can say "no." This is not an open market. This is a forced market. The insurance companies aren't competing with the ultimate option here: no one buying their overpriced products period.
The Dems and myself wanted a single payer system. I thought the best option was along the lines of medicare for all.
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If the Cardinals were in the American league they would be a middle of the pack team
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Old 08-07-2013, 09:50 PM   #36
'Hamas' Jenkins 'Hamas' Jenkins is offline
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Quote:
Originally Posted by BigRedChief View Post
The Dems and myself wanted a single payer system. I thought the best option was along the lines of medicare for all.
Some Dems wanted that, but the Democratic leadership never embraced it as a legitimate bargaining chip, despite it being exceedingly popular with the American public and cheaper per capita than the current system.
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Old 08-07-2013, 09:54 PM   #37
HonestChieffan HonestChieffan is offline
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Quote:
Originally Posted by Taco John View Post
I'm trying to understand the upside here. These exchanges are meant for people who don't have their employer offering healthcare through a group plan, right. So a year ago, when I considered leaving my employer healthcare, I found a plan that was comparable in coverage, but about $200 more per month. Now I look at this, and that number has increased by another $300 to nearly double what I have now.

I'm not going to pretend to understand this mess of a plan, but at these inflated rate, poor people are supposed to be forced to pay them? And then, of course, when they can't, the tax payer picks up the tab? This is the plan? And there are no cost controls?

This seems moronic to me. How is this a good thing?
It rocks if you are an insurance company. You get together in a pile with others. You establish a price. The government forces people to buy it. Hell. New company cars for all.
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Old 08-07-2013, 09:58 PM   #38
AustinChief AustinChief is online now
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Quote:
Originally Posted by BigRedChief View Post
Go see what a policy costs on the open market if you have a pre-existing condition or not in perfect health. At least double that.

Your job usually pays 60%-75% of the cost of insurance. The exchanges are not supposed to replace or be better than employer insurance.

I don't see why conservatives would be against an open market where businesses compete with other businesses for your money.
I just made up a fictional family for myself.. all smokers.. including my fictional 6 year old.. he's so precocious!

Here is the quote I got from a Scott and White Health Plan

1500 Individual - 3000 Family deductible
4500 Maximum - 9000 Family maximum
No annual limits
No pre-existing conditions
$25 office visit
$3 copay for generic or 50% for brand name prescriptions (after $250 drug deductible)

$552 a month
$40 a month dental
$12 a month vision
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Old 08-07-2013, 09:59 PM   #39
BigRedChief BigRedChief is offline
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Quote:
Originally Posted by AustinChief View Post
I just made up a fictional family for myself.. all smokers.. including my fictional 6 year old.. he's so precocious!

Here is what I got from a Scot and White Health Plan

1500 Individual - 3000 Family deductible
4500 Maximum - 9000 Family maximum
No annual limits
No pre-existing conditions
$25 office visit
$3 copay for generic or 50% for brand name prescriptions (after $250 drug deductible)

$552 a month
$40 a month dental
$12 a month vision
Looks like I screwed up some selections. That seems more reasonable. Take 50% - 75% off that price if an employer was paying that and that is probably what I actually pay now.
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Quote:
Originally Posted by Prison Bitch
If the Cardinals were in the American league they would be a middle of the pack team
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Old 08-07-2013, 10:06 PM   #40
'Hamas' Jenkins 'Hamas' Jenkins is offline
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A six year old smoker? You must be Chinese.
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Old 08-07-2013, 10:31 PM   #41
AustinChief AustinChief is online now
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Quote:
Originally Posted by BigRedChief View Post
Looks like I screwed up some selections. That seems more reasonable. Take 50% - 75% off that price if an employer was paying that and that is probably what I actually pay now.
No no.. my quote was not from the system.. the system in the OP doesn't work for me (blank screens and missing pages) my quote was from some private quoty insurance website. I just googled it. Of course it may end up the same I'm not sure why it wouldn't. We'll have to compare it when the site works for me.
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Old 08-07-2013, 10:32 PM   #42
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Quote:
Originally Posted by 'Hamas' Jenkins View Post
A six year old smoker? You must be Chinese.
Little Timmy is my fictional adopted Russian child. He had to be adopted because my fiction wife is only 21 according to the quote I submitted.
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Old 08-08-2013, 12:17 PM   #43
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How many of these uninsured Obama voters are going to be able to afford $930 a month? Thats more than most people in the target audience's rent.
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Old 08-08-2013, 12:25 PM   #44
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Quote:
https://www.healthcare.gov/marketplace/individual/
The Marketplace is not open yet

Remember: The Plan Finder is not the Health Insurance Marketplace. The Plan Finder helps you find health insurance that is available outside the Marketplace now, before Marketplace protections and features are available.
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Old 08-08-2013, 12:51 PM   #45
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It probably helps to read the instructions

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