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Old 10-02-2013, 07:52 PM  
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99 Percent: the Occupy Wall Street Film

99 Percent: The Occupy Wall Street Film

http://movies.yahoo.com/video/99-per...163026967.html


Has anyone viewed this documentary yet? I just caught it on Pivot and it's interesting.
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Old 10-07-2013, 07:50 AM   #136
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It's an average car loan. For a great 4 years of your life, a growth experience, and a career enhancer. What's the question? It's an investment in yourself.
Why should an education be that expensive?

What good does it do society to force its students into debt to get an education?

Why do we ignore that it hasn't always been the expensive?

Why are we eager to place a burden onto our younger workforce before they even have an income?
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Old 10-07-2013, 07:52 AM   #137
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Originally Posted by Loneiguana View Post
So, we should just ignore the fact that college tuition is skyrocketing.

We should just ignore that fact that millions of students are starting out it debt.

The who cares, you will get a job to pay it off attitude is the exact reason the problem is on going.

Never mind that education shouldn't be that expensive. Never mind that our economy would do better if graduates spent money on cars, or houses, or goods instead of paying down debt.

Never mind that our country some how found a way to insure people went to college without the debt 30 years ago.
What would you see done differently? (Btw it's "ensure" though I'm not a grammar nazi)
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Old 10-07-2013, 07:57 AM   #138
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Originally Posted by Loneiguana View Post
Why should an education be that expensive?

What good does it do society to force its students into debt to get an education?

Why do we ignore that it hasn't always been the expensive?

Why are we eager to place a burden onto our younger workforce before they even have an income?
Nobody's forcing students into debt. It's a choice.
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Old 10-07-2013, 08:10 AM   #139
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Originally Posted by Loneiguana View Post
And we continue to ignore the extreme inflation of college tuition.

And let us see what the actual facts of the situation is....

Oh, wait... the average student debt is 35,000 dollars. AVERAGE.

For Missouri it 23,000.

http://projectonstudentdebt.org/state_by_state-data.php

That really sounds like it is only a few cases where people have extreme debt.

What pepople like liarchieffan fail to understand is actual facts.
No one will argue the debt. What is of issue is why did these reportedly smart kids allow themselves to go so far in debt. Where did the money go? What alternatve sources of cash did they have or use? How many of those were for a four year degree that took 5 years. How many of those are undergrad and grad school. You can reach all day how awful it is but be honest and recognize a ton of money today on campus is pissed away on living high on borrowed money and a lot of assing off.
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Old 10-07-2013, 08:12 AM   #140
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Originally Posted by vailpass View Post
It's an average car loan. For a great 4 years of your life, a growth experience, and a career enhancer. What's the question? It's an investment in yourself.
If they ate s after college instead of going to Subway or Panera every day, and drove a beater car, and used some cheap phone from Wal Mart instead of an iPhone, and cut their cable and Starbucks they'd be able to pay it off.
But most won't. They'll have cable, and Netflix, and drink Starbucks and eat out. And stay in debt and complain how hard it is to make ends meet.
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Old 10-07-2013, 08:18 AM   #141
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If they ate s after college instead of going to Subway or Panera every day, and drove a beater car, and used some cheap phone from Wal Mart instead of an iPhone, and cut their cable and Starbucks they'd be able to pay it off.
But most won't. They'll have cable, and Netflix, and drink Starbucks and eat out. And stay in debt and complain how hard it is to make ends meet.
Well in truth they had all that as students and used a bunch of loan money for the trappings of the high life. Expecting a high dollar job like dad has upon graduation only to find they get entry level. And they have to fight to find that under Obama.

Would be interesting to see in depth actual cash spent and on what for these debt burdened kids compared to same facts on the 35% with no debt.
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Old 10-07-2013, 08:44 AM   #142
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Originally Posted by Loneiguana View Post
Why should an education be that expensive?
It costs money to do things. People don't work for free and facilities don't construct and maintain themselves. Do you want the government to subsidize more? It will still cost just as much, but the cost will be shifted to EVERYONE (damn commie). Also don't forget that state and junior colleges are SUBSTANTIALLY less expensive to the student.
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Originally Posted by Loneiguana View Post
What good does it do society to force its students into debt to get an education?
Nobody was forced.

Quote:
Originally Posted by Loneiguana View Post
Why do we ignore that it hasn't always been the expensive?
EVERYTHING is getting expensive, so it gets lost in the shuffle? Why don't you start an investigation into college price gouging? Look at their cost structure and try to find where all of this excess cost is coming from.
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Originally Posted by Loneiguana View Post
Why are we eager to place a burden onto our younger workforce before they even have an income?
I don't think anyone is necessarily eager to do that, but as stated above, things cost money. If one wants a good or service, one must pay for it.
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yeah i may be a retard but I'll be the one banging your girlfriend when you're out with your friends.
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Old 10-07-2013, 08:47 AM   #143
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Nobody's forcing students into debt. It's a choice.
Not when over a majority of jobs require a college education.


Quote:
59% of all jobs in Missouri (1.8 million jobs) will require some postsecondary training beyond high school in 2018.
http://www9.georgetown.edu/grad/gppi...s/missouri.pdf

http://cew.georgetown.edu/jobs2018/states/

In our technological world, that choice is quickly dwindling.
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Old 10-07-2013, 08:49 AM   #144
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Originally Posted by Loneiguana View Post
Not when over a majority of jobs require a college education.




http://www9.georgetown.edu/grad/gppi...s/missouri.pdf

http://cew.georgetown.edu/jobs2018/states/

In our technological world, that choice is quickly dwindling.
It's 35k dude, that's a small figure long term...
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Old 10-07-2013, 08:49 AM   #145
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Originally Posted by HonestChieffan View Post
No one will argue the debt. What is of issue is why did these reportedly smart kids allow themselves to go so far in debt. Where did the money go? What alternatve sources of cash did they have or use? How many of those were for a four year degree that took 5 years. How many of those are undergrad and grad school. You can reach all day how awful it is but be honest and recognize a ton of money today on campus is pissed away on living high on borrowed money and a lot of assing off.
Cite it, if you are so sure.

But I gave you the average cost based actual data. Where is your data coming from?

If you think the average student is pissing it away, you are wrong.
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Last edited by Loneiguana; 10-07-2013 at 08:56 AM..
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Old 10-07-2013, 08:56 AM   #146
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Originally Posted by loochy View Post
It costs money to do things. People don't work for free and facilities don't construct and maintain themselves. Do you want the government to subsidize more? It will still cost just as much, but the cost will be shifted to EVERYONE (damn commie). Also don't forget that state and junior colleges are SUBSTANTIALLY less expensive to the student.
No, it won't cost the same. I already showed the data the proves that the increase in tutation has been the same as the decrease in government funding. Governments use to fund 75 percent of Colleges.

And we have only been talking about State Colleges. 75 percent of all college students are in public College.

You guys are clueless.
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Nobody was forced.
But if you want to be a teacher, or a doctor, or a lawyer, or a social worker, or a politician, or a banker, or really anything, you have to get that degree. Or any of the other 60 percent of jobs that require one.

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Originally Posted by loochy View Post
EVERYTHING is getting expensive, so it gets lost in the shuffle? Why don't you start an investigation into college price gouging? Look at their cost structure and try to find where all of this excess cost is coming from.
College tuition has increase at over 100 percent inflation. I have looked, it has been the decrease in funding being passed off on to students and the massive inflation of health care. I have posted this data.

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Originally Posted by loochy View Post
I don't think anyone is necessarily eager to do that, but as stated above, things cost money. If one wants a good or service, one must pay for it.
We don't have to massively burden our students. Our county has done better before.
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Last edited by Loneiguana; 10-07-2013 at 09:03 AM..
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Old 10-07-2013, 08:57 AM   #147
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It's 35k dude, that's a small figure long term...
No, over 300 a month out of a starter income is not a small figure.

That is over 300 a month that could go towards a new car. A new house. Things that actually stimulate the economy.
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Old 10-07-2013, 09:01 AM   #148
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What would you see done differently?

Increase funding in job training and programs.
Increase funding to college. Back to the 75 percent levels.

As you said, money in education is an investment. It is a great invest for the government.

We also have to decrease the demand for college.

Increase awareness of community schools
Increase in Union apprenticeship programs.

Raise the minimum wage so people who shouldn't go to college can still work and survived without relying on government aid.

being unable to survive off the bottom jobs in society only increases demand to move up.
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Old 10-07-2013, 09:03 AM   #149
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Originally Posted by Loneiguana View Post
Cite it, if you are so sure.

But I gave you the average cost based actual data. Where is your data coming from?

If you think the average student is pissing it away, you are wrong.
Thirty years ago just to give you some more real info that would be 1983? The federal guaranteed student loan program was in effect in 1971. People borrowed then as well. You seem to have a very odd understanding of reality. Somewhere in one of your dumb posts you allowed as how 30 years ago students did college debt free. Wrong. We just did it faster. And worked two or three jobs. And didnt ass off all summer. Drive through Mizzou of KU and look in the parking lots. Fine rides. Not many 20 year old pickups.
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Old 10-07-2013, 09:08 AM   #150
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Thirty years ago just to give you some more real info that would be 1983? The federal guaranteed student loan program was in effect in 1971. People borrowed then as well. You seem to have a very odd understanding of reality. Somewhere in one of your dumb posts you allowed as how 30 years ago students did college debt free. Wrong. We just did it faster. And worked two or three jobs. And didnt ass off all summer. Drive through Mizzou of KU and look in the parking lots. Fine rides. Not many 20 year old pickups.
I never said they did it debt free. I said it was affordable. Being able to pay for it with a job while working, like you said.


Hey guess what, 15,000 a year that you make while in school full time doesn't make a dent in 15,000 dollar a year tuition.

But, I see you don't have any actual facts or data, you just want to base your views off the vehicles you see in the parking lot.
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