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Old 10-15-2013, 02:08 PM  
AustinChief AustinChief is offline
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The (unintended) genious of the GOP debt ceiling "plan"

I highly doubt that the GOP planned any of this but I think the current situation has a good chance of working out heavily in their favor IF they accept some minor concessions from the Dems and move on.

Here is why...

If they had simply made this fight about spending and NOT tried to force the Dems to defund or delay Obamacare I honestly think the Dems would have put forth a delay themselves after finding out how far from finished the website truly was. As it stands the GOP's stance has made it impossible for the Dems to enact a delay without giving the GOP a massive "win."

I have stated all along that an Obamacare delay would backfire against the GOP by 1)pushing this massively unpopular issue back past the next election and 2)giving the Dems time to "fix" the system enough to make it more palatable.

The debt ceiling issue and govt shutdown will be long forgotten from the ephemeral public consciousness by the time the next election hits. What little memory remains will be of how the current govt doesn't work and we need to "throw the bums out." That kind of attitude hurts the Dems FAR worse than it does the GOP.

Barring more GOP screwups I honestly think we'll see a 50/50 or 51/49 split after 2014. (Of course 50/50 doesn't help the GOP much)
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AustinChief has an IQ even higher than Frankie's.AustinChief has an IQ even higher than Frankie's.AustinChief has an IQ even higher than Frankie's.AustinChief has an IQ even higher than Frankie's.AustinChief has an IQ even higher than Frankie's.AustinChief has an IQ even higher than Frankie's.AustinChief has an IQ even higher than Frankie's.AustinChief has an IQ even higher than Frankie's.AustinChief has an IQ even higher than Frankie's.AustinChief has an IQ even higher than Frankie's.AustinChief has an IQ even higher than Frankie's.
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Old 10-31-2013, 10:28 AM   #181
KC native KC native is offline
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Originally Posted by Dallas Chief View Post
Thanks for the insight. I need to get my head around it all and figure out what I am going to do. The easy thing would just be to keep the PPO and pay for the increase. However, like your example, there is a drastic difference in cost between the HD and the PPO plan ~$200 per month.
The difference in ours is about $400 a month. $200 a biweekly paycheck.

The max you can contribute to an HSA is something like $6300. I'm trying to get close to the max but I won't hit it this coming year. It's going to suck for the first half of the year for me though as my wife and I both take medicines that will come straight out of pocket before I have a chance to build up a balance.

After the first 6 months, I think I'll be fine though.
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Old 11-01-2013, 07:37 AM   #182
suzzer99 suzzer99 is offline
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I found PPOs to be an unneeded luxury as long as you have a decent primary care doctor. How the hell do I know if I need to see a specialist in something? If you do, once your primary care doctor refers you once you can usually get another referral with just a phone call.
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