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Old 10-24-2013, 10:07 AM  
WhawhaWhat WhawhaWhat is offline
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McDonald's helps workers get food stamps.

McDonald's helps workers get food stamps

Quote:
Nancy Salgado, who has worked at a Chicago McDonald's for 10 years and makes $8.25 an hour, asked the McResource representative a number of questions related to getting assistance to pay for her heating bill, her groceries and her sister's medical expenses. Salgado told the representative that she was recording the call for her sister.

The helpline operator never asked Salgado how much she made per hour, and how many hours per week she worked beyond the fact that she was a full-time employee. But she said that Salgado "definitely should be able to qualify for both food stamps and heating assistance."

The representative then pointed her toward a number of resources in Chicago, such as food pantries and a program that would help cover some of her heating bill. She said she would email her specific phone numbers and programs.

The operator also explained that the McResource line is available to help McDonald's workers who need help navigating the process of getting public assistance. The helpline's phone number is posted in fliers at many McDonald's locations.
Nice of McDonalds to help get its employees on the gov't teet.

Last edited by WhawhaWhat; 10-24-2013 at 12:48 PM..
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Old 11-15-2013, 02:31 PM   #766
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Here's a data table that helps you figure out monthly income. It even estimates net:

http://www.onlineconversion.com/incomecalc.htm

Here's a worksheet from a pdf:

http://www.nw.org/network/comstrat/m...-Section05.pdf


Here's the idea in text:
How Much House Can You Afford?

Step One - Calculating Your Monthly Income

When a loan officer prequalifies you, he works backwards to figure your maximum mortgage amount. You can do the same thing. The first step is to determine your monthly income. It isn't quite as easy as it sounds. Lenders only count income they can document through paperwork.


If you are a salaried employee, and don't earn bonuses, it's easy. Get out your paycheck. If you get paid twice a month, multiply by two. If you are paid every two weeks, then you multiply by 26 (the number of pay periods in a year) and divide by twelve. Unless you're a teacher. Teachers don't always work year round and they have special rules.


If you are an hourly employee who works a straight forty hours a week and don't earn overtime income, then it's easy, too. Look at your paycheck, multiply your hourly rate by 40, multiply that total by 52, then divide by twelve.


http://www.realestateabc.com/loanguide/afford2.htm

If you earn overtime, bonuses, or commissions -- it isn't as easy. Lenders don't give you credit for what you are currently earning. They average your income from those sources over the last two years, then add that to your regular salary or hourly monthly income. If you want a shortcut that is usually close, get out your W2 forms for the last two years. Add them together and divide by twenty-four. That is your monthly income.


If you are a teacher, a nurse, a seasonal employee, in construction, or earn only part-time income -- you can use that shortcut, too. Add the figures from your last two years W2's, then divide by 24. It generally gets you close.


If you are self-employed or receive 1099 income, then you need a two-year track record. Lenders go by what you declare to the IRS as income, since that is documentable. Since some self-employed people overstate their expenses, this may understate your income. Look at the Schedule C of your tax returns for the last two years and the number at the bottom that says "profit" is your annual income. You can add any depreciation to that figure. Add them together and divide by twenty-four.
There are variations and exceptions (like those who own their own corporations) but the above should cover most people.
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Old 11-15-2013, 02:32 PM   #767
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I'm surprised that a giant in economic theory such as yourself wouldn't know how to compute monthly income.
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Old 11-15-2013, 02:53 PM   #768
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Quote:
Originally Posted by Loneiguana View Post
You really need to learn how capitalism operates.

IF you raise prices, you lower your demand, sell less goods.

If you raise prices and your competitors don't, they take your business.

A company is not going to rise prices out of their target markets tolerance because no one will buy it and they will lose money.

Now, the minimum wage has been proven to increase demand, Meaning a company, though paying more in wages, will make more in revenue.

You are as stupid as BEP.
You are ass deep in socialism, the only problem is, you dove in head first. You seem to think that you can raise minimum wage to $15 per hour, and prices won't go up, because that will lower demand. Brilliant! It looks good on paper, so it should work in the real world. WAKE THE **** UP ALICE! You are still living in a dream world. You cannot more than double minimum wage, and all other wages without increasing prices. There has never been a wage raise of the amount you are wanting in the history of the USA, so quit using your Alice in Wonderland studies to try to back yourself up. You are wanting to increase wages by over 100%, and think that prices will not go up dramatically???? You are a "SPECIAL" kind of retard aren't you. You are stupid, ignorant, retarded, moronic, and any other word you can think of to describe a dumb/stupid person, but you are all of these rolled into one.
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Old 11-15-2013, 03:24 PM   #769
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This is Direckshuns game. Using more than one thread about the same subject jumping from one to the other. Watch another thread very similar will pop up soon that allows the same debate and it is off to the races all over again
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Old 11-15-2013, 03:31 PM   #770
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I heard that the workers at Vaseline all got their wages raised to a minimum of $15 per hour, so your options are limited LoneIgnoramous. As I see it, you have two choices. #1- raise the prices of your street corner services, or #2-take it in the ass more, for the same price. It's your choice, so have fun.
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Old 11-16-2013, 08:40 AM   #771
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Quote:
Originally Posted by listopencil View Post
That is hilarious. You're a child. I'm using your own standards against you. What, do you think benefits get cancelled and granted on a month to month basis? Through this entire thread you've been proven wrong again and again and again. Once more: You stated that a person working full time at minimum wage lives in poverty. They don't. You've stated that a person working full time at minimum wage qualifies for food stamps. They don't. You've stated that forcing companies to pay based on what you think the employee needs regardless of market value of their labor isn't communism. It is. You're a hysterical lying fool that can't even keep his own talking points straight, and the people in this thread are actually taking it easy on you because this discussion is beginning to take on the flavor of a school yard confrontation with an aggressive mentally handicapped child. Guess what Sparky? You're the retard.
You going "they don't" isnt an argument.

I've taken multiple times now actually showing you why are are wrong, why you are a liar, and the best you can do is "they don't".

Full time workers are living in Poverty. I've told you before, your single measurement of a single person household who never gets sick and never takes a day off from work is 1) not a measurement for whether full time workers are living in poverty and 2) still qualifies for food stamp, because food stamps based on monthly income, not yearly. I told you that, you have ignored it. You are a special kind of willful ignorant.

Get out the thread you pathetic liar. And it is amazing you still have no idea what communism means.

You are lucky BEP showed up, otherwise you would easily be the stupidest person in the thread.

You ever going to actually answer the original question... or are you just going to look for reasons to keep full time workers dependent on the government?

Why shouldn't the minimum wage increase with inflation?
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Last edited by Loneiguana; 11-16-2013 at 08:57 AM..
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Old 11-16-2013, 08:56 AM   #772
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Quote:
Originally Posted by listopencil View Post
I'm surprised that a giant in economic theory such as yourself wouldn't know how to compute monthly income.
It's amazing that you go to someone other than the Food stamp website to get those calculations. That isn't how food stamps do it.

Food stamps don't take your full year income and divide by 12 because they ever care about your yearly income. Why? around 50 percent of people on food stamps aren't on it for a full year. They only look at the most recent monthly incomes.

I've told you before to stop being stupid, and you keep coming back with you stupid. Amazing.

Also, if your "der de der full time worker isn't living in poverty" even gets sick once and takes time off, has to go to a funeral, or even, gasp, wants to have a vacation.. guess what, completely under the poverty line.

You better add that to your calculation "Full time worker living in a single person hold is only above the poverty line if the person never misses an hour of work every week all year. And they have to work every Holiday." Seams reasonable, to a stupid person.

Plus, whether or you get food stamps is on a long list of government help minimum wage workers are dependent upon the government to receive because their jobs underpay them, expecting the government to pick up the cost of labor tab.

You believe in socializing losses instead of the company and consumer shouldering the full cost of paying for labor. If labor cannot afford food and shelter on a wage, it is a below market wages.

I look forward to you ignoring this to rant something stupid.
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Old 11-16-2013, 08:59 AM   #773
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"Burger King should pay employees $25 an hour." - Loneigauana
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Old 11-16-2013, 09:00 AM   #774
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Quote:
Originally Posted by Mod98Ban View Post
You are ass deep in socialism, the only problem is, you dove in head first. You seem to think that you can raise minimum wage to $15 per hour, and prices won't go up, because that will lower demand. Brilliant! It looks good on paper, so it should work in the real world. WAKE THE **** UP ALICE! You are still living in a dream world. You cannot more than double minimum wage, and all other wages without increasing prices. There has never been a wage raise of the amount you are wanting in the history of the USA, so quit using your Alice in Wonderland studies to try to back yourself up. You are wanting to increase wages by over 100%, and think that prices will not go up dramatically???? You are a "SPECIAL" kind of retard aren't you. You are stupid, ignorant, retarded, moronic, and any other word you can think of to describe a dumb/stupid person, but you are all of these rolled into one.
So, what you are saying is, you don't understand capitalism.

You didn't have to say that, we already knew that.
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Old 11-16-2013, 09:02 AM   #775
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Quote:
Originally Posted by blaise View Post
"Burger King should pay employees $25 an hour." - Loneigauana
Hey look, the straw man brigade is back.

Where wanting full time workers, contributing their labor full time to the production of society, to be able to afford the basic food and shelter and healthcare is the same as wanting everyone to be rich.

Here class, is an example of what very stupid people do when they don't have any argument but don't like what is being said.
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Old 11-16-2013, 09:04 AM   #776
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Quote:
Originally Posted by Mod98Ban View Post
I heard that the workers at Vaseline all got their wages raised to a minimum of $15 per hour, so your options are limited LoneIgnoramous. As I see it, you have two choices. #1- raise the prices of your street corner services, or #2-take it in the ass more, for the same price. It's your choice, so have fun.
I hear that Hobby Lobby pays around 14 an hour and their prices aren't dramatically higher than comparable stores paying a lot less.

I also see you don't understand how, when demand goes up, you sell more goods. Maybe you should actual understand capitalism.

Demand sets prices, not costs.

Unless you think that 100 dollar golf club actually cost 100 to make.

Which you are probable stupid enough to think.
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Old 11-16-2013, 09:13 AM   #777
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"Business A pays $14, therefore Burger King can pay $14. I mean, I have no idea how their expenses relate to one another, or their business models or anything like that, but I've made my case. Burger King needs to raise wages until no American is below the poverty line."

- Loneiguana
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Old 11-16-2013, 09:16 AM   #778
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Quote:
Originally Posted by blaise View Post
"Business A pays $14, therefore Burger King can pay $14. I mean, I have no idea how their expenses relate to one another, or their business models or anything like that, but I've made my case. Burger King needs to raise wages until no American is below the poverty line."

- Loneiguana

"I don't like examples of successful service sector businesses paying more than minimum wage because I want to believe that any rise in the wage will mean astronomically higher prices, so any actual business examples of that NOT happening must be ignored"

-- stupid people who can't address anything said but would rather go derp de derp.
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Old 11-16-2013, 09:23 AM   #779
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Full time workers not being able to afford food.
Full time workers not being able to afford housing.
Depending on the government to make a living.

This map shows the average number of hours worked at the minimum wage needed to afford a two bedroom apartment.

Quote:
As part of its 2012 report on rent affordability, the National Low Income Housing Coalition released a chart that’s been floating around the Internet. It shows that there isn’t a single state in the country where it’s possible to work 40 hours per week at minimum wage and afford a two-bedroom apartment at Fair Market Rent.



Quote:
I can anticipate a few no-big-deal arguments, starting with the definition of affordability. By “affordable,” the Coalition means paying no more than 30 percent of income for housing costs (rent and utilities). And why a two-bedroom apartment, as opposed to a one-bedroom?

Both of these choices seem reasonable to me. Thirty percent is a generally accepted standard, and there are plenty of single-parent households as well as families where, for various reasons, only one member is able to work.

But even if you quibble with how exactly the Coalition put the chart together, it’s clear that there’s a mismatch between the minimum wage and the cost of living (or at least a decent cost of living). In New York, which is in the midst of a fight over raising the minimum wage, two individuals would need to work 68 hours a week each to manage the rent on a two-bedroom unit. If they have kids, the 70 percent of their paychecks left after rent won’t get them very far.
http://takingnote.blogs.nytimes.com/...mum-wage/?_r=0
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Old 11-16-2013, 09:25 AM   #780
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"Costco pays X an hour. Therefore any business can. Costco charges an annual fee. Therefore any business can. Coscto doesn't accept credit cards. Therefore other business shouldn't."
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