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Old 12-11-2013, 12:31 AM  
Direckshun Direckshun is online now
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Do you think we have a crisis with income equality and/or economic mobility?

Both are currently at all time lows.

Do you believe we have a severe problem on this front, and what specifically do you believe is the solution to rectifying it?

I look forward to an illuminating thread.
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Old 12-11-2013, 08:35 AM   #31
Nirvana58 Nirvana58 is offline
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Originally Posted by jaa1025 View Post
Debt to income ratio has gotten out of hand. 76% of Americans in 2013 live paycheck to paycheck. Most do not invest in their retirement other than the bare minimum. Most do not save.

When I say it's too high, it's not a stretch. Too high to afford? No, but too high to afford and live responsibly? Yes. A person should be able to take home a wage, provide for his family, save 10%, donate 10%, pay taxes and bills, and still have enough left over to "invest in the ecomomy".

Right now the majority of Americans have a huge mortgage payment, 2 car payments and 7k in debt. They have zero or little savings so if something happens they are assed out. Money issues cause marital issues and increase all kinds of other issues.

This is why I cannot stand obamacare because you are taking a SIGNIFICANT chunk of cash out of a persons finances. That ultimately creates a burden on the economy because people will spend less. And that's the best case scenerio. What happens to people that barely get by? They won't be getting by or won't be getting insurance.
I love this post... Describes me to a T. I don't have cable only one car and live on a budget. I have a college education and own my own house. For being only 26 have not done bad for myself. However, I live pay check to pay check and can't afford to save or contribute to the economy with fun purchases. I have to fight tooth and nail because some bigger corporation is always trying to nickel and dime me to death stealing what little money I have working 60 hours a week to achieve. My car needs fixed but I can't afford it so I am trying to find time to fix it myself. If anything major happens I am screwed. It gets tiring alway trying to band aid yourself through life as the wolves wait for one mistake to take you down.
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Old 12-11-2013, 08:35 AM   #32
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Originally Posted by Direckshun View Post
So, if I may summarize the point of view of conservatives in this thread:

Income inequality and economic mobility being at all time lows is not a major crisis for our concern.

I'd like any conservative in this thread to correct me if I'm wrong. So far that's the vibe I'm getting.
Not everyone who opposes your stands is a conservative.
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Old 12-11-2013, 08:48 AM   #33
HonestChieffan HonestChieffan is offline
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I love this post... Describes me to a T. I don't have cable only one car and live on a budget. I have a college education and own my own house. For being only 26 have not done bad for myself. However, I live pay check to pay check and can't afford to save or contribute to the economy with fun purchases. I have to fight tooth and nail because some bigger corporation is always trying to nickel and dime me to death stealing what little money I have working 60 hours a week to achieve. My car needs fixed but I can't afford it so I am trying to find time to fix it myself. If anything major happens I am screwed. It gets tiring alway trying to band aid yourself through life as the wolves wait for one mistake to take you down.
Sounds like you have your head screwed on right and are a ton better off than those who just keep on spending and running up personal debt. You are positioning yourself to be able to take full advantage of earning increases that you get. Id bet on you all day. The wolves wont take you.

In many respects i was there in 1977. I had a student loan and a wife, just bought my first house. I made 1025/ mo gross. I had a junk car. My house payment was 227/ mo. And i had virtually no cash cause i had to put 20% down on the mortgage. I think I learned a lot from all that but it was not as much fun as the single guys had or the two income folks had at the time. I did learn a lot about keeping the mustang running fixing it myself
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Old 12-11-2013, 09:03 AM   #34
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Anybody who doesn't believe this is a problem is a moron (I wouldn't say it's a crisis like Direck). The level of income inequality (and decline in social mobility) that we have reduces economic growth. If nothing is done about it, then the low economic growth will continue to push the balance until poor people realize there are more of them than there are rich people (then you get real problems).

Pay has not kept up with productivity increases for anyone other than high level executives. This is part of why we see profitability at all time highs (the worker's share of the pie has shrunk relative to everything else).

I don't really know the solution to the problem (and I think the govt has little ability to fix it). I think it will take a major economic dislocation for there to be enough of a shift in corporate cultures for this to change.
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Old 12-11-2013, 09:09 AM   #35
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Originally Posted by blaise View Post
This seems to be shaping up as the primary Democrat talking point for the next election.
As it well SHOULD be.
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Old 12-11-2013, 09:17 AM   #36
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As it well SHOULD be.
You realize emoticons aren't a requirement for every post, right?
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Old 12-11-2013, 09:18 AM   #37
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Originally Posted by blaise View Post
This seems to be shaping up as the primary Democrat talking point for the next election.
With the Obama recovery proven to be a dismal failure and people finally waking up to the fact a lot of Obama/dem policies towards health, energy, etc are really attacks on the middle class, yes a new 'crisis' must be invented for the 2014 political season.

You nailed it.
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Old 12-11-2013, 09:18 AM   #38
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Originally Posted by blaise View Post
You realize emoticons aren't a requirement for every post, right?
And if you weren't ignorant and/or paying attention, you'd realize I don't use them every post.
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Old 12-11-2013, 09:22 AM   #39
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Originally Posted by mlyonsd View Post
With the Obama recovery proven to be a dismal failure and people finally waking up to the fact a lot of Obama/dem policies towards health, energy, etc are really attacks on the middle class, yes a new 'crisis' must be invented for the 2014 political season.

You nailed it.
If there is any attack on the middle class, it's not from government policies; it's coming straight from Wall Street, the financial and banking industry, the health care industry, the real estate industry, and tax policies that caters to every whim and desire of the plutocrats who have bought off most politicians in D.C.
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Old 12-11-2013, 09:28 AM   #40
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Even the terminology "income inequality" is nonsense. What's the solution? "Income equality"? But no, we aren't socialists or anything.
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Old 12-11-2013, 09:32 AM   #41
BucEyedPea BucEyedPea is offline
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Quote:
Originally Posted by Mr. Kotter View Post
If there is any attack on the middle class, it's not from government policies; it's coming straight from Wall Street, the financial and banking industry, the health care industry, the real estate industry, and tax policies that caters to every whim and desire of the plutocrats who have bought off most politicians in D.C.
Wrong! It's govt policy that is being shaped by those same cats--even with Obama. Much of ACA was written by a member of the insurance industry. Wall Street, GM were bailed out. We still have a banking cartel aka the Federal Reserve created by govt law. Fed Reserve printing money keeps the assets of those fat-cat Wall Streeters, financiers and bankers artificially propped up in value so the deflation doesn't destroy their value. Meanwhile, those on fixed-incomes, the middle-class and the poor have to pay more to survive. Wall Street is not Main Street and is only part of our economy.

So it still comes back to govt.

When you wake up let me know.
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Old 12-11-2013, 09:33 AM   #42
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Oh good. More class warfare...

Our fiscal crisis is our debt.
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Old 12-11-2013, 09:35 AM   #43
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Oh good. More class warfare...

Our fiscal crisis is our debt.
The world disagrees with you (check what the 10 year Treasuries are trading at before you respond).
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Old 12-11-2013, 09:36 AM   #44
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The "world?" Wow! What a sweeping generality. You can always fool some people but there is not a one world mind-meld in existence.
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Old 12-11-2013, 09:37 AM   #45
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The "world?" Wow! What a sweeping generality. You can always fool some people but there is not a one world mind-meld in existence.
stupid bitch is stupid.

So the market is right except when you deem it isn't?
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