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Old 02-14-2014, 05:05 PM  
petegz28 petegz28 is offline
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28 Signs That The Middle Class Is Heading Towards Extinction

http://www.zerohedge.com/news/2014-0...rds-extinction

Submitted by Michael Snyder of The Economic Collapse blog,

The death of the middle class in America has become so painfully obvious that now even the New York Times is doing stories about it. Millions of middle class jobs have disappeared, incomes are steadily decreasing, the rate of homeownership has declined for eight years in a row and U.S. consumers have accumulated record-setting levels of debt. Being independent is at the heart of what it means to be "middle class", and unfortunately the percentage of Americans that are able to take care of themselves without government assistance continues to decline. In fact, the percentage of Americans that are receiving government assistance is now at an all-time record high. This is not a good thing. Sadly, the number of people on food stamps has increased by nearly 50 percent while Barack Obama has been in the White House, and at this point nearly half the entire country gets money from the government each month. Anyone that tries to tell you that the middle class is going to be "okay" simply has no idea what they are talking about. The following are 28 signs that the middle class is heading toward extinction...

#1 You don't have to ask major U.S. corporations if the middle class is dying. This fact is showing up plain as day in their sales numbers. The following is from a recent New York Times article entitled "The Middle Class Is Steadily Eroding. Just Ask the Business World"...

In Manhattan, the upscale clothing retailer Barneys will replace the bankrupt discounter Loehmann’s, whose Chelsea store closes in a few weeks. Across the country, Olive Garden and Red Lobster restaurants are struggling, while fine-dining chains like Capital Grille are thriving. And at General Electric, the increase in demand for high-end dishwashers and refrigerators dwarfs sales growth of mass-market models.



As politicians and pundits in Washington continue to spar over whether economic inequality is in fact deepening, in corporate America there really is no debate at all. The post-recession reality is that the customer base for businesses that appeal to the middle class is shrinking as the top tier pulls even further away.

#2 Some of the largest retailers in the United States that once thrived by serving the middle class are now steadily dying. Sears and J.C. Penney are both on the verge of bankruptcy, and now we have learned that Radio Shack may be shutting down another 500 stores this year.

#3 Real disposable income in the United States just experienced the largest year over year drop that we have seen since 1974.

#4 Median household income in the United States has fallen for five years in a row.

#5 The rate of homeownership in the United States has fallen for eight years in a row.

#6 In 2008, 53 percent of all Americans considered themselves to be "middle class". In 2014, only 44 percent of all Americans consider themselves to be "middle class".

#7 In 2008, 25 percent of all Americans in the 18 to 29-year-old age bracket considered themselves to be "lower class". In 2014, an astounding 49 percent of them do.

#8 Incredibly, 56 percent of all Americans now have "subprime credit".

#9 Total consumer credit has risen by a whopping 22 percent over the past three years.

#10 The average credit card debt in the United States is $15,279.

#11 The average student loan debt in the United States is $32,250.

#12 The average mortgage debt in the United States is $149,925.

#13 Overall, U.S. consumers are $11,360,000,000,000 in debt.

#14 The U.S. national debt is currently sitting at $17,263,040,455,036.20, and it is being reported that is has grown by $6.666 trillion during the Obama years so far. Most of the burden of servicing that debt is going to fall on the middle class (if the middle class is able to survive that long).

#15 According to the Congressional Budget Office, interest payments on the national debt will nearly quadruple over the next ten years.

#16 Back in 1999, 64.1 percent of all Americans were covered by employment-based health insurance. Today, only 54.9 percent of all Americans are covered by employment-based health insurance.

#17 More Americans than ever find themselves forced to turn to the government for help with health care. At this point, 82.4 million Americans live in a home where at least one person is enrolled in the Medicaid program.

#18 There are 46.5 million Americans that are living in poverty, and the poverty rate in America has been at 15 percent or above for 3 consecutive years. That is the first time that has happened since 1965.

#19 While Barack Obama has been in the White House, the number of Americans on food stamps has gone from 32 million to 47 million.

#20 While Barack Obama has been in the White House, the percentage of working age Americans that are actually working has declined from 60.6 percent to 58.6 percent.

#21 While Barack Obama has been in the White House, the average duration of unemployment in the United States has risen from 19.8 weeks to 37.1 weeks.

#22 Middle-wage jobs accounted for 60 percent of the jobs lost during the last recession, but they have accounted for only 22 percent of the jobs created since then.

#23 It is hard to believe, but an astounding 53 percent of all American workers make less than $30,000 a year in wages.

#24 Approximately one out of every four part-time workers in America is living below the poverty line.

#25 According to the most recent numbers from the U.S. Census Bureau, an all-time record 49.2 percent of all Americans are receiving benefits from at least one government program each month.

#26 The U.S. government has spent an astounding 3.7 trillion dollars on welfare programs over the past five years.

#27 Only 35 percent of all Americans say that they are better off financially than they were a year ago.

#28 Only 19 percent of all Americans believe that the job market is better than it was a year ago.

As if the middle class didn't have enough to deal with, now here comes Obamacare.

As I have written about previously, Obamacare is going to mean higher taxes and much higher health insurance premiums for middle class Americans.

Not only that, but millions of hard working Americans are going to end up losing their jobs or having their hours cut back thanks to Obamacare. For example, a fry cook named Darnell Summers recently told Barack Obama directly that he and his fellow workers "were broken down to part time to avoid paying health insurance"...

And the Congressional Budget Office now says that Obamacare could result in the loss of 2.3 million full-time jobs by 2021.

Several million people will reduce their hours on the job or leave the workforce entirely because of incentives built into President Barack Obama’s health care overhaul, the Congressional Budget Office said Tuesday.



That would mean job losses equal to 2.3 million full-time jobs by 2021, in large part because people would opt to keep their income low to stay eligible for federal health care subsidies or Medicaid, the agency said. It had estimated previously that the law would lead to 800,000 fewer jobs by that year.

But even if we got rid of Obamacare tomorrow that would not solve the problems of the middle class.

The middle class has been shrinking for a very long time, and something dramatic desperately needs to be done.

The numbers that I shared above simply cannot convey the level of suffering that is going on out there on the streets of America today. That is why I also like to share personal stories when I can. Below, I have posted an excerpt from an open letter to Barack Obama that a woman with a Master's degree and 30 years of work experience recently submitted to the Huffington Post. What this formerly middle class lady is having to endure because of this horrible economy is absolutely tragic...

Dear Mr. President,
I write to you today because I have nowhere else to turn. I lost my full time job in September 2012. I have only been able to find part-time employment -- 16 hours each week at $12 per hour -- but I don't work that every week. For the month of December, my net pay was $365. My husband and I now live in an RV at a campground because of my job loss. Our monthly rent is $455 and that doesn't include utilities. We were given this 27-ft. 1983 RV when I lost my job.



This is America today. We have no running water; we use a hose to fill jugs. We have no shower but the campground does. We have a toilet but it only works when the sewer line doesn't freeze -- if it freezes, we use the campground's restrooms. At night, in my bed, when it's cold out, my blanket can freeze to the wall of the RV.



We don't have a stove or an oven, just a microwave, so regular-food cooking is out. Recently we found a small toaster oven on sale so we can bake a little now because eating only microwaved food just wasn't working for us. We don't have a refrigerator, just an icebox (a block of ice cost about $1.89). It keeps things relatively cold. If it's freezing outside, we just put things on the picnic table.

You can read the rest of her incredibly heartbreaking letter right here.

This is not the America that I remember.

What in the world is happening to us?
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Old 02-14-2014, 07:15 PM   #16
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Originally Posted by scott free View Post
Pat, you telling me to put you on ignore was genuinely disheartening... I didn't call you names or even dispute your view, all that was asked was for you to do what you normally do and address that article.

You're one of the few hard right guys I can relate to here, to say that to me is a bummer.
I'm telling you that if this thing between petegz28 and me bothers you, you might be more comfortable putting me on ignore. There's no need to be disheartened, but I'd rather you ignore me than tell me how to post.
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Old 02-14-2014, 07:15 PM   #17
petegz28 petegz28 is offline
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Oh and never mind that the Federal Reserve has been pandering to the Wall St. since the crash with their printing of $'s. Which in turn is driving up the cost of living for everyone but it doesn't impact the rich because they can easily absorb the additional costs.

And to some that's all that matters.
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Old 02-14-2014, 07:16 PM   #18
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Regardless whether or not you agree with Pete, he is a citizen with concerns and those concerns are felt by millions of voters. I speak from the GOP perspective here in saying the party has not been effective in addressing these concerns and has paid an electoral price for not doing so. The Dems pay lip service to it but don't seem competent improving things with policy. Either way Pete's concerns are not unusual.
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Old 02-14-2014, 07:17 PM   #19
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Originally Posted by Mr. Kotter View Post
Everyone in this forum, no the world, should put you on ignore. You are the moron. And nothing more than a RWNJ shill for the plutocratic GOP that are intent on establishing a feudal society in America. Talk about moron.
It's good to see petegz28's non-intellectual godfather here. Welcome back, Kotter.
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Old 02-14-2014, 07:18 PM   #20
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Everything is pretty ****ed up right now. You definitely don't want to be 50 and unemployed right now, it's the same as being dead as far as employers are concerned.
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Old 02-14-2014, 07:21 PM   #21
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Everything is pretty ****ed up right now. You definitely don't want to be 50 and unemployed right now, it's the same as being dead as far as employers are concerned.
According to labor data, 50-60 is the best spot in the labor market. The data shows indisputably that being 18-29 is the death zone.
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Old 02-14-2014, 07:21 PM   #22
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Why do I need help? Because I won't believe the talking points that big business isn't ruining this country? See, you can preach all this free market crap all you want but there are certain realities that exist. Whether you want to accept them or not is up to you.

One of those realities is the rich are taking care of the rich, fair enough, but now at the expense of ****ing over the middle class and then ultimately themselves. There is not such thing as investments anymore. Everything is a trade and has to be now.

How is it we can see such a lack of demand yet the stock market goes up, executive pay goes up but demand isn't? Because the rigging of the game finally got pushed past it's breaking point with the financial crash.

Did you even read any of the reason stated in the OP are you just giving us the old Repub line? Seriously, I mean.
Those aren't reasons, those are symptoms and statistics. You're filling in the reasons with your fever dreams.
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Old 02-14-2014, 07:21 PM   #23
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All I am saying is that at this point in time I would rather have the Tea Party and the far Left fringe in charge of shit rather than these corporate sell outs called Democrats and Republicans. The Repubs fleeced everyone in the middle class for Goldman Sachs and in return the Democrats fleeced everyone over GM. And what did the tax payer get in return? Less jobs, less pay and higher cost of living. You can't even get a ****ing savings account that pays 2%.
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Old 02-14-2014, 07:22 PM   #24
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Originally Posted by patteeu View Post
Those aren't reasons, those are symptoms and statistics. You're filling in the reasons with your fever dreams.
I'm still waiting for you to explain to all of us what the systemic problem is, if you have the balls to do so. I know why you don't want to and if I were in your shoes I wouldn't either.
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Old 02-14-2014, 07:28 PM   #25
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Originally Posted by petegz28 View Post
This is a very accurate statement and one I am trying to get through the heads of some of the people around here like patteeu.

See, the Repubs want to pretend there are no consequences to the actions of the big businesses they support when there are very real consequences. The Democrats on the other hand want to pretend they are opposed to big businesses **** over the little guy but they aren't because they know it drives more middle class people over to their side.
You don't need to convince me that populism was a major contributor to Obama's victory in the last POTUS election. I'm already there. But the popularity of populist ideas has nothing to do with how reasonable they are. Emotionalism and a search for easy answers while blaming someone else (e.g. the 1%) were involved then and they're the heart of your current ideology.
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Old 02-14-2014, 07:32 PM   #26
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Originally Posted by patteeu View Post
You don't need to convince me that populism was a major contributor to Obama's victory in the last POTUS election. I'm already there. But the popularity of populist ideas has nothing to do with how reasonable they are. Emotionalism and a search for easy answers while blaming someone else (e.g. the 1%) were involved then and they're the heart of your current ideology.
See, this is where you are wrong. Perception is reality. And in this case the perception is driven by emotion and a lot of factual data to support said emotion.

What isn't reasonable is asking tax payers to bail out Wall St. and then expect them to be all golly-gee over not getting raises, losing their jobs, paying more at the gas pump, etc., etc.
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Old 02-14-2014, 07:32 PM   #27
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Everything is pretty ****ed up right now. You definitely don't want to be 50 and unemployed right now, it's the same as being dead as far as employers are concerned.
Well that was wrong. You are batten 1000 with stupid today.
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Old 02-14-2014, 07:33 PM   #28
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According to labor data, 50-60 is the best spot in the labor market. The data shows indisputably that being 18-29 is the death zone.
Its a Brock thing. Stuck on stupid.
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Old 02-14-2014, 07:34 PM   #29
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Originally Posted by petegz28 View Post
All I am saying is that at this point in time I would rather have the Tea Party and the far Left fringe in charge of shit rather than these corporate sell outs called Democrats and Republicans. The Repubs fleeced everyone in the middle class for Goldman Sachs and in return the Democrats fleeced everyone over GM. And what did the tax payer get in return? Less jobs, less pay and higher cost of living. You can't even get a ****ing savings account that pays 2%.
Pssst… Obama is in control…..that is the far left. Are you doing LSD?
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Old 02-14-2014, 07:36 PM   #30
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Originally Posted by petegz28 View Post
I'm still waiting for you to explain to all of us what the systemic problem is, if you have the balls to do so. I know why you don't want to and if I were in your shoes I wouldn't either.
Why are you waiting on that? Until you answer my question about your middle class claim that you pretended was obvious but still refused to explain, you won't get much cooperation from me with your questions. And that one is particularly stupid since I never even claimed to know the answer.
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