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Old 02-14-2014, 06:05 PM  
petegz28 petegz28 is offline
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28 Signs That The Middle Class Is Heading Towards Extinction

http://www.zerohedge.com/news/2014-0...rds-extinction

Submitted by Michael Snyder of The Economic Collapse blog,

The death of the middle class in America has become so painfully obvious that now even the New York Times is doing stories about it. Millions of middle class jobs have disappeared, incomes are steadily decreasing, the rate of homeownership has declined for eight years in a row and U.S. consumers have accumulated record-setting levels of debt. Being independent is at the heart of what it means to be "middle class", and unfortunately the percentage of Americans that are able to take care of themselves without government assistance continues to decline. In fact, the percentage of Americans that are receiving government assistance is now at an all-time record high. This is not a good thing. Sadly, the number of people on food stamps has increased by nearly 50 percent while Barack Obama has been in the White House, and at this point nearly half the entire country gets money from the government each month. Anyone that tries to tell you that the middle class is going to be "okay" simply has no idea what they are talking about. The following are 28 signs that the middle class is heading toward extinction...

#1 You don't have to ask major U.S. corporations if the middle class is dying. This fact is showing up plain as day in their sales numbers. The following is from a recent New York Times article entitled "The Middle Class Is Steadily Eroding. Just Ask the Business World"...

In Manhattan, the upscale clothing retailer Barneys will replace the bankrupt discounter Loehmann’s, whose Chelsea store closes in a few weeks. Across the country, Olive Garden and Red Lobster restaurants are struggling, while fine-dining chains like Capital Grille are thriving. And at General Electric, the increase in demand for high-end dishwashers and refrigerators dwarfs sales growth of mass-market models.



As politicians and pundits in Washington continue to spar over whether economic inequality is in fact deepening, in corporate America there really is no debate at all. The post-recession reality is that the customer base for businesses that appeal to the middle class is shrinking as the top tier pulls even further away.

#2 Some of the largest retailers in the United States that once thrived by serving the middle class are now steadily dying. Sears and J.C. Penney are both on the verge of bankruptcy, and now we have learned that Radio Shack may be shutting down another 500 stores this year.

#3 Real disposable income in the United States just experienced the largest year over year drop that we have seen since 1974.

#4 Median household income in the United States has fallen for five years in a row.

#5 The rate of homeownership in the United States has fallen for eight years in a row.

#6 In 2008, 53 percent of all Americans considered themselves to be "middle class". In 2014, only 44 percent of all Americans consider themselves to be "middle class".

#7 In 2008, 25 percent of all Americans in the 18 to 29-year-old age bracket considered themselves to be "lower class". In 2014, an astounding 49 percent of them do.

#8 Incredibly, 56 percent of all Americans now have "subprime credit".

#9 Total consumer credit has risen by a whopping 22 percent over the past three years.

#10 The average credit card debt in the United States is $15,279.

#11 The average student loan debt in the United States is $32,250.

#12 The average mortgage debt in the United States is $149,925.

#13 Overall, U.S. consumers are $11,360,000,000,000 in debt.

#14 The U.S. national debt is currently sitting at $17,263,040,455,036.20, and it is being reported that is has grown by $6.666 trillion during the Obama years so far. Most of the burden of servicing that debt is going to fall on the middle class (if the middle class is able to survive that long).

#15 According to the Congressional Budget Office, interest payments on the national debt will nearly quadruple over the next ten years.

#16 Back in 1999, 64.1 percent of all Americans were covered by employment-based health insurance. Today, only 54.9 percent of all Americans are covered by employment-based health insurance.

#17 More Americans than ever find themselves forced to turn to the government for help with health care. At this point, 82.4 million Americans live in a home where at least one person is enrolled in the Medicaid program.

#18 There are 46.5 million Americans that are living in poverty, and the poverty rate in America has been at 15 percent or above for 3 consecutive years. That is the first time that has happened since 1965.

#19 While Barack Obama has been in the White House, the number of Americans on food stamps has gone from 32 million to 47 million.

#20 While Barack Obama has been in the White House, the percentage of working age Americans that are actually working has declined from 60.6 percent to 58.6 percent.

#21 While Barack Obama has been in the White House, the average duration of unemployment in the United States has risen from 19.8 weeks to 37.1 weeks.

#22 Middle-wage jobs accounted for 60 percent of the jobs lost during the last recession, but they have accounted for only 22 percent of the jobs created since then.

#23 It is hard to believe, but an astounding 53 percent of all American workers make less than $30,000 a year in wages.

#24 Approximately one out of every four part-time workers in America is living below the poverty line.

#25 According to the most recent numbers from the U.S. Census Bureau, an all-time record 49.2 percent of all Americans are receiving benefits from at least one government program each month.

#26 The U.S. government has spent an astounding 3.7 trillion dollars on welfare programs over the past five years.

#27 Only 35 percent of all Americans say that they are better off financially than they were a year ago.

#28 Only 19 percent of all Americans believe that the job market is better than it was a year ago.

As if the middle class didn't have enough to deal with, now here comes Obamacare.

As I have written about previously, Obamacare is going to mean higher taxes and much higher health insurance premiums for middle class Americans.

Not only that, but millions of hard working Americans are going to end up losing their jobs or having their hours cut back thanks to Obamacare. For example, a fry cook named Darnell Summers recently told Barack Obama directly that he and his fellow workers "were broken down to part time to avoid paying health insurance"...

And the Congressional Budget Office now says that Obamacare could result in the loss of 2.3 million full-time jobs by 2021.

Several million people will reduce their hours on the job or leave the workforce entirely because of incentives built into President Barack Obama’s health care overhaul, the Congressional Budget Office said Tuesday.



That would mean job losses equal to 2.3 million full-time jobs by 2021, in large part because people would opt to keep their income low to stay eligible for federal health care subsidies or Medicaid, the agency said. It had estimated previously that the law would lead to 800,000 fewer jobs by that year.

But even if we got rid of Obamacare tomorrow that would not solve the problems of the middle class.

The middle class has been shrinking for a very long time, and something dramatic desperately needs to be done.

The numbers that I shared above simply cannot convey the level of suffering that is going on out there on the streets of America today. That is why I also like to share personal stories when I can. Below, I have posted an excerpt from an open letter to Barack Obama that a woman with a Master's degree and 30 years of work experience recently submitted to the Huffington Post. What this formerly middle class lady is having to endure because of this horrible economy is absolutely tragic...

Dear Mr. President,
I write to you today because I have nowhere else to turn. I lost my full time job in September 2012. I have only been able to find part-time employment -- 16 hours each week at $12 per hour -- but I don't work that every week. For the month of December, my net pay was $365. My husband and I now live in an RV at a campground because of my job loss. Our monthly rent is $455 and that doesn't include utilities. We were given this 27-ft. 1983 RV when I lost my job.



This is America today. We have no running water; we use a hose to fill jugs. We have no shower but the campground does. We have a toilet but it only works when the sewer line doesn't freeze -- if it freezes, we use the campground's restrooms. At night, in my bed, when it's cold out, my blanket can freeze to the wall of the RV.



We don't have a stove or an oven, just a microwave, so regular-food cooking is out. Recently we found a small toaster oven on sale so we can bake a little now because eating only microwaved food just wasn't working for us. We don't have a refrigerator, just an icebox (a block of ice cost about $1.89). It keeps things relatively cold. If it's freezing outside, we just put things on the picnic table.

You can read the rest of her incredibly heartbreaking letter right here.

This is not the America that I remember.

What in the world is happening to us?
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Old 02-15-2014, 01:27 PM   #76
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OK I though Donger asked you a question and you had alluded to the fact the entire thing was cooked up by CEOs at some conference...

Oh and to keep you on track, Ive been more than a bit critical of the Repubs.
He doesn't really have any specific ideas about what causes the things that give him discomfort. He blames symptoms and murky ideas about powerful people with bad intentions pulling strings behind the scenes.
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Old 02-15-2014, 07:55 PM   #77
cosmo20002 cosmo20002 is offline
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Originally Posted by Loneiguana View Post
Or the threatening from GOP politicians.

The government openly threatening the plant may have something to do with it.

But go ahead and ignore the GOP using the government to interfere in private business.
Rs would never interfere with private business. You must have misread.
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Old 02-15-2014, 08:03 PM   #78
petegz28 petegz28 is offline
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Quote:
Originally Posted by patteeu View Post
He doesn't really have any specific ideas about what causes the things that give him discomfort. He blames symptoms and murky ideas about powerful people with bad intentions pulling strings behind the scenes.
Oh I have plenty of "ideas". You just keep playing stupid for some reason or other.
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Old 02-15-2014, 08:49 PM   #79
HonestChieffan HonestChieffan is offline
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Take heart. Not all gloom and doom, Remington Firearms will announce a new factory opening in Alabama. So the goofy liberal nut bag Governor of New Your will watch 2000 jobs go anywhere but NY….significant because Remington has always been a NY company. And they may reduce the workforce in New York when the new plant opens.

Does not appear Missouri or Kansas either one tried to land this one.
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Old 02-15-2014, 09:18 PM   #80
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when the middle class goes extinct, what will Trader Joe's do?!?!?
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Old 02-15-2014, 10:12 PM   #81
GloryDayz GloryDayz is offline
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Is there an upper and lower house hold income number for what is "the middle class"? I'd like to know where I fall...
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Old 02-15-2014, 11:22 PM   #82
HonestChieffan HonestChieffan is offline
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Originally Posted by GloryDayz View Post
Is there an upper and lower house hold income number for what is "the middle class"? I'd like to know where I fall...
Middle class is a state of mind….no one wants to be in a class below and upper crust thinks they retain middle class values regardless of income.
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Old 02-15-2014, 11:22 PM   #83
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Old 02-16-2014, 12:54 AM   #84
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I don't wade in here often so I have no idea if this has been posted before, and quite honestly I could care less if it has, but this is the way it is. I wont be back to debate this cuz IRDGAF what you think.

Warning: This is very dry, almost Ben Steinish, IMO it really explains income distribution very well.

http://www.youtube.com/watch?v=QPKKQnijnsM
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Old 02-16-2014, 01:45 AM   #85
cosmo20002 cosmo20002 is offline
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Originally Posted by KS Smitty View Post
I don't wade in here often so I have no idea if this has been posted before, and quite honestly I could care less if it has, but this is the way it is. I wont be back to debate this cuz IRDGAF what you think.

Warning: This is very dry, almost Ben Steinish, IMO it really explains income distribution very well.

http://www.youtube.com/watch?v=QPKKQnijnsM
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Old 02-16-2014, 02:06 AM   #86
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Here is a current day example of how wages are being suppressed in this Country.

And big surprise, the GOP is attempting to alter the private market through government intimidation and extortion.



http://www.wrcbtv.com/story/24682983...devicecgbypass

What does Volkswagen want? The union to be there.


http://www.usatoday.com/story/money/...tives/5368195/
Work Councils are one of the biggest reason German workers have a higher pay than their American counter-parts.

Of course this puts them at odds with corporate protectionist and their bought and paid for politicians, so they threaten and attempt to extort to get their way, even though that is the government interfering with the wishes of a private company.

This example is a great representation of how our wages of stagnated.

Oh, a patty, I thought the GOP wasn't anti-union.
I work for Toyota right here in Indiana, proudly non union, and I make just as much money as any of the unionized auto workers do.

In fact, we've voted down union organization twice in the 12 years I've worked there.
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Old 02-16-2014, 02:16 AM   #87
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Quote:
Originally Posted by Loneiguana View Post
Here is a current day example of how wages are being suppressed in this Country.

And big surprise, the GOP is attempting to alter the private market through government intimidation and extortion.



http://www.wrcbtv.com/story/24682983...devicecgbypass

What does Volkswagen want? The union to be there.


http://www.usatoday.com/story/money/...tives/5368195/
Work Councils are one of the biggest reason German workers have a higher pay than their American counter-parts.

Of course this puts them at odds with corporate protectionist and their bought and paid for politicians, so they threaten and attempt to extort to get their way, even though that is the government interfering with the wishes of a private company.

This example is a great representation of how our wages of stagnated.

Oh, a patty, I thought the GOP wasn't anti-union.
Holy Shit! When you wake up do you just jump out of bed wondering 'how can I prove how FoS I am?'

The folks voted, individually and privately, down the union and indicated their continued amenability to non-UAW work council relationships with their German parent company.

They wanted the partnership with their employer, but recognized that attaching themselves to that big funnel to the government teat killed their brothers in Detroit.

Good on them.
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Old 02-16-2014, 07:32 AM   #88
GloryDayz GloryDayz is offline
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Middle class is a state of mind….no one wants to be in a class below and upper crust thinks they retain middle class values regardless of income.
So, the fact that I've partaken in box wine and drive a gas powered American vehicle aren't factors? And making my own coffee 98.4% of the time, doesn't classify me?
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Old 02-16-2014, 07:42 AM   #89
HonestChieffan HonestChieffan is offline
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So, the fact that I've partaken in box wine and drive a gas powered American vehicle aren't factors? And making my own coffee 98.4% of the time, doesn't classify me?
do you repurpose the box after its empty? How have you altered you habits driving to lower your carbon footprint? Is the coffee organic or grown by a small farm cooperative marketing unit and sold to a non profit reseller?

Do you have a n inner burning rage against "the man"?

Do you lock your car doors when driving in "those parts of town"


NRA Member?
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Old 02-16-2014, 08:12 AM   #90
GloryDayz GloryDayz is offline
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do you repurpose the box after its empty? How have you altered you habits driving to lower your carbon footprint? Is the coffee organic or grown by a small farm cooperative marketing unit and sold to a non profit reseller?

Do you have a n inner burning rage against "the man"?

Do you lock your car doors when driving in "those parts of town"


NRA Member?
1) I don't repurpose the box into a small veggie garden or anything, but my none-year-old does make sure it goes into the recycling bin.

2) I did replace my catalytic converters and the V8 Silverado. But that was more because the truck wouldn't run otherwise (yeah, they clogged shut!). So I'm doing to say that's prolly a no. I wash it, and the car wash place recycles the water (I think), and being clean reduces wind resistance, so maybe.

3) Folgers coffee. Prolly picked/made by some Columbian drug lord who makes a 6-year-old pick the beans and put them on the back of a donkey that ****s the kid's mother for the tourist at some cheap bar in town at the end of the day. But it was grown in dirt, so it's organic, and the donkey is very cooperative since it's getting laid on a regular basis.

4) I really do dislike Obama (very much dislike him), but he's not "a man" (he's a ****ing asshole) so not sure that counts. I don't like his wife, she's a man, so that might count. But I really totally dislike Holder. While he's a man, he's more of an alien, but a male alien, so I'm going to go with "prolly" there.

5) My truck locks the doors by itself, so it's paranoid for me. So that's a yes, but it's one I can blame on technology and claim I wouldn't "because I'm not scared." But wait.... I used to sometimes be the last down from the bridge on the submarine and I'd close and lock (dog) the clam shell, AND close and dog the inner AND outer hatches. So, that's a tough one, I did lock "the doors", but NOT getting wet would be a good excuse too.
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GloryDayz is obviously part of the inner Circle.GloryDayz is obviously part of the inner Circle.GloryDayz is obviously part of the inner Circle.GloryDayz is obviously part of the inner Circle.GloryDayz is obviously part of the inner Circle.GloryDayz is obviously part of the inner Circle.GloryDayz is obviously part of the inner Circle.GloryDayz is obviously part of the inner Circle.GloryDayz is obviously part of the inner Circle.GloryDayz is obviously part of the inner Circle.GloryDayz is obviously part of the inner Circle.
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