Public Service Announcement: Check your FICO credit score for FREE!

[Trivers]

hey!

working on loan submittal docs for several credit unions for the new gourmet popcorn factory/store.

double and triple-checking everything including score. FICO is the only score standard that matters.

using this website from Experian:

https://www.experian.com/?intcmp-cor-signin-logo

experian.comexperian.com
Check Your Free Credit Report & FICO® Score - Experian
Experian is committed to helping you protect, understand, and improve your credit. Start with your free Experian credit report and FICO® score.

it provides immediate credit report and score for free for Experian.

And, if you sign up for the $25/month package. you receive ALL THREE scores and reports. You will instantly know if your scores will allow you to borrow to get the whatever of your dreams!

AND if you cancel within 7 days, there is no monthly fee. For $25/month, they will send you emails of all credit score increases and changes. For the cost of having a few fewer beers/month, you will have instant and up to date info.

I'm going to keep it. Peace of mind.

have a good weekend

[scho63]

I can check my FICO score for FREE via my Wells Fargo account anytime I want and my credit score for free via Credit Karma.

No sense to pay anymore. Many banks and brokerages have deals to access for free.

[Hammock Parties]

I can check my FICO score for FREE via my Wells Fargo account anytime I want and my credit score for free via Credit Karma.

No sense to pay anymore. Many banks and brokerages have deals to access for free.

My bank literally sends me multiple e-mails every month letting me check my credit score for free.

LMAO

[Trivers]

I can check my FICO score for FREE via my Wells Fargo account anytime I want and my credit score for free via Credit Karma.

No sense to pay anymore. Many banks and brokerages have deals to access for free.

Credit Karma uses VantageScore 3.0. A credit score wanta be. Used by CK and most credit card companies to let their users have a vague idea where they stamd.

If you going for a house, car, boat, building, you need FICO scores.

[digger]

I get free FICO from both my bank and credit card, I additionaly check Credit Karma weekly. Experian can kiss my ass, they can't even keep the data they have safe from hackers, so fuck them...

[BWillie]

I'm white. Having good credit is virtually the only thing I'm good at. I'm like 850 or some shit. I could ask for a half a milsky loan to buy crack, they'd probably give it to me.

[OrtonsPiercedTaint]

The SWOT score is important. Squirrels With Out Tail, they have lost balance.

[TribalElder]

"Your credit score is better than 100% of people"

[loochy]

And, if you sign up for the $25/month package. you receive ALL THREE scores and reports. You will instantly know if your scores will allow you to borrow to get the whatever of your dreams!

AND if you cancel within 7 days, there is no monthly fee. For $25/month, they will send you emails of all credit score increases and changes. For the cost of having a few fewer beers/month, you will have instant and up to date info.

I'm going to keep it. Peace of mind.

have a good weekend

A fool and his money are soon parted

[-King-]

You're paying $25 a month to get emails of a free service? Wut?

[-King-]

Credit Karma uses VantageScore 3.0. A credit score wanta be. Used by CK and most credit card companies to let their users have a vague idea where they stamd.

If you going for a house, car, boat, building, you need FICO scores.

Every credit card shows your FICO score for free.

[BWillie]

You're paying $25 a month to get emails of a free service? Wut?

Seems like a really good deal to me. I have one of those America Online CD's and I get internet for $49.99 a month. I don't even have to buy a newspaper anymore. Just log on, go make mow the lawn, come back and voila.

[BigRedChief]

I can check my FICO score for FREE via my Wells Fargo account anytime I want and my credit score for free via Credit Karma.

No sense to pay anymore. Many banks and brokerages have deals to access for free.Yeah, my Discover card provides my FICO score with every bill. Supposedly about 1/2 CC companies do the same. Credit Karma is free. Why pay? What else do you get?

[BigRedChief]

You're paying $25 a month to get emails of a free service? Wut?I pay $10 a year to not see ads on my Yahoo email. I know YAHOO email WTF BRC?:doh!:
I've had it forever. People from decades ago can reach out. I was in early. Yahoo use to give you a member# as you joined. I was in the low 20K's. Now its 20 billion or something like that.

[dj56dt58]

Can I get a free std check? My balls itch today

[Jewish Rabbi]

Can I get a free std check? My balls itch today

I’ll do it for free as long as you don’t mind me using my tongue instead of a Q-Tip

[Trivers]

Yeah, my Discover card provides my FICO score with every bill. Supposedly about 1/2 CC companies do the same. Credit Karma is free. Why pay? What else do you get?

You made me go look:

Citi gives you TU FICO
Discover gives you EX FICO
Capital One gives you Creditscore (worthless)
Credit Karma gives you creditscore
Nerd Wallet gives you creditscore

The experian subscription shows all three scores. all three reports, everything in one place.

Plus reminds me of all the high mileage reward travel cards as they become available.

I choose to spend $25/month for the convenience of seeing everything in one place.

I did the PSA to show the FREE service; not asking anyone to spend anything more.

[KurtCobain]

Why don't you check out this dick?

[Pablo]

Send me $25/month and I'll get an email sent out that states you've got 'Big Dick Credit'. Show your wife and friends. I'll do a year for $200 up front.

[lewdog]

Why don't you check out this dick?

Present it.

[Jewish Rabbi]

Why don't you check out this dick?

JOEY FOR RR MOD

[BigRedChief]

Why don't you check out this dick?

Present it.obligatory “Fuck that” idea

[Jewish Rabbi]

obligatory “Fuck that” idea

I’ll film if you want to fuck Kurt’s dick

[Deberg_1990]

Just scored a 564. My highest ever!

[Jewish Rabbi]

Just scored a 564. My highest ever!

Mine is at 420 LMAO

[loochy]

Mine is at 420 LMAO


lolwut


do you even pay your bills?

[Jewish Rabbi]

lolwut


do you even pay your bills?

I’m all about that 420 life, bruh

[Third Eye]

lolwut


do you even pay your bills?

May wish to change that username to Whooshy.

[loochy]

May wish to change that username to Whooshy.

Meh, I get it now. I'm not into smoking so that's not something I expect in a thread about credit scores.

[Pablo]

Meh, I get it now. I'm not into smoking so that's not something I expect in a thread about credit scores.

This is CP. Anything goes in any thread. Geez you should know this by now.

[Third Eye]

Meh, I get it now. I'm not into smoking so that's not something I expect in a thread about credit scores.

Haha, no sweat. Just flipping you some shit.

[lewdog]

Meh, I get it now. I'm not into smoking so that's not something I expect in a thread about credit scores.

Jesus man.

Go post in the 60+ year olds thread O City started.

[hometeam]

I can check my FICO score for FREE via my Wells Fargo account anytime I want and my credit score for free via Credit Karma.

No sense to pay anymore. Many banks and brokerages have deals to access for free.


Credit Karma has not a ****in CLUE what your credit score is. Its the single biggest eye roll in my business. So much that when a customer tells us a credit score we have to ask where they saw it, if it was Credit Karma, it literally has ZERO meaning, its so often so badly wrong. I see it EVERY DAY they can be off by 150 points or more, and its almost always higher than it actually is.

Your credit cards DO know your score, and the scores are provided by the credit companies.

[BWillie]

Mine is at 420 LMAO

Holy shit what the fuck do you have to do for that to happen? Did you ever get a car repo'd or a house foreclosed upon or something?

[KurtCobain]

obligatory “Fuck that” idea

Good call. I was very close to posting a picture.

[DaFace]

Credit Karma has not a ****in CLUE what your credit score is. Its the single biggest eye roll in my business. So much that when a customer tells us a credit score we have to ask where they saw it, if it was Credit Karma, it literally has ZERO meaning, its so often so badly wrong. I see it EVERY DAY they can be off by 150 points or more, and its almost always higher than it actually is.

Your credit cards DO know your score, and the scores are provided by the credit companies.Odd. I'm kind of obsessive about monitoring mine, and CK has never been off by more than 10 or so from what my credit cards say.

I find CK to be useful for monitoring changes to your general score (since they all use the same data) though I know that they all have slightly different approaches in their calculations. I find that most credit cards just give you the score without a lot of ability to understand what's driving it.

CK does provide Experian's score alongside the Vantagescore FWIW.