You'll be glad in the long run. $10k is far from insurmountable debt. It'll be what you eventually spend on a deck on the house you own because your credit is repaired well enough to own a home in 5-10yrs.

A million times, this.

In addition to the military you may want to consider the following:
* go back to school and get a degree that translates more directly into a job (as an added bonus, your students loans would probably be deferred while in school)
* find a job that includes room and board (fishing industry in Alaska, waiter on a cruise ship, etc.)

I only made it through 2 pages, but Penz cracked my shit up in this thread. Sorry about your bad fortunes mcan, good luck.