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-   -   Life I am learning empathy for the homeless (https://chiefsplanet.com/BB/showthread.php?t=354522)

Bearcat 08-17-2024 04:34 PM
Quote:
Originally Posted by BIG_DADDY (Post 17635059)
You should ban talking about anything related to government in this thread then as you're dimply incapable of unbiased enforcement.
Nah, I actually like ptlyon.

loochy 08-17-2024 04:37 PM
Quote:
Originally Posted by BigRedChief (Post 17634222)
I never thought I'd see any of that SS money I was paying in either. I was convinced it was a waste of what little money I had at the time. Now, I'm on it. So another case of never say never.
That's how I've planned. If actually get some back, awesome, it's a bonus. But I don't trust our government clowns to keep the system working for another 20 years.

And I plan on taking it early while I can still enjoy it. A few more bucks a month does me no good when I'm in a grave or in the hospital

Smed1065 08-17-2024 05:10 PM
I have been homless before. It sucks but you will make it. Mine was due to an addition after leaving the Army. Need any help PM me.

Smed1065 08-17-2024 05:10 PM
Have more than I ever did before that. Just sucks.

BigRedChief 08-17-2024 05:37 PM
Quote:
Originally Posted by loochy (Post 17635127)
That's how I've planned. If actually get some back, awesome, it's a bonus. But I don't trust our government clowns to keep the system working for another 20 years.

And I plan on taking it early while I can still enjoy it. A few more bucks a month does me no good when I'm in a grave or in the hospital
The thing that keeps the politicians from touching SS is...... Citizens 65 or older are 30% of the USA population. And they traditionally vote at a higher rate than any other group.

HonestChieffan 08-17-2024 06:07 PM
Quote:
Originally Posted by BigRedChief (Post 17631530)
Most employers will contribute or match your 401K money. So say you are sitting aside 3%, they would match that for a 6% contribution to a 401K every payday.
workers can contribute up to 15% if i remember correct, the employers can match at whatever level they choose.

LoneWolf 08-17-2024 06:37 PM
Quote:
Originally Posted by BigRedChief (Post 17635284)
The thing that keeps the politicians from touching SS is...... Citizens 65 or older are 30% of the USA population. And they traditionally vote at a higher rate than any other group.
No politician or Congress is going to end SS. The ramifications of that are catastrophic. In a decade you’d have homeless camps everywhere. Civil unrest and rioting in the streets would happen almost immediately.

gblowfish 08-17-2024 06:42 PM
Quote:
Originally Posted by Hydrae (Post 17632661)
Man, this place is so awesome! Thank you to everyone (even Otter, what the hell) for the kind words, advice, and simply support.

Today has been so much better of day than I have in a bit. First, this place. Also, the job that I thought I was out on is back on the table. I will know more on Monday. The Fred Meyer interview has been pushed to next Tuesday but that is okay. I will likely look to take both jobs with one of them being part time. That will get me back on my feet faster and I can get an idea of the environment and decide which is the longer term solution.

I will update this thread as my situation evolves but at least I think I see a light and I don't think it is a train. I am regaining faith that this will work out which is key to making that happen. To quote the old song, sometimes you have to go through hell to get to heaven.
A year and a half ago I got laid off after working for the same company for 17 years. Although I was not in danger of being homeless, I felt very low and my self esteem was bottom of the barrel. Within six weeks I found a full time job with great benefits and a part time job doing what I did at the place where I got laid off. Now although I'm not rich by any means, I have great health insurance, money in savings, money in IRA, and since I turned 65 this summer can retire when I feel like it. So hang in there. Things get better for people who are willing to work. I guarantee.

jerryaldini 08-17-2024 07:01 PM
Here is life expectancy by age for SS planning purposes. Hydrae is expected to be with us about another 20 years. Very glad to hear he's feeling better already!

https://www.ssa.gov/oact/STATS/table4c6.html

SS is designed to break even at life expectancy. If you family has a history of long life, and you want to hedge against living well past expectancy, you might wait longer to take it. The good news is when you do the math unless you die toward either tail of the distribution it doesn't make that much difference, so you don't have to sweat it too much. I plan on following my middle path philosophy and starting about 65. Good luck Hydrae!

Buehler445 08-17-2024 07:45 PM
Quote:
Originally Posted by HonestChieffan (Post 17635340)
workers can contribute up to 15% if i remember correct, the employers can match at whatever level they choose.
It’s 23000 not a %.

lewdog 08-17-2024 08:26 PM
Quote:
Originally Posted by loochy (Post 17635127)
That's how I've planned. If actually get some back, awesome, it's a bonus. But I don't trust our government clowns to keep the system working for another 20 years.

And I plan on taking it early while I can still enjoy it. A few more bucks a month does me no good when I'm in a grave or in the hospital
My retirement is 100% in the private sector like most younger people today (no pensions, all investments). I plan on taking SS early so that I can draw down less from my investments and keep more of that money invested to continue to produce further gains for longevity.

mlyonsd 08-17-2024 08:35 PM
Quote:
Originally Posted by lewdog (Post 17635488)
My retirement is 100% in the private sector like most younger people today (no pensions, all investments). I plan on taking SS early so that I can draw down less from my investments and keep more of that money invested to continue to produce further gains for longevity.
^ This guy gets it.

GloryDayz 08-17-2024 08:39 PM
Quote:
Originally Posted by lewdog (Post 17635488)
My retirement is 100% in the private sector like most younger people today (no pensions, all investments). I plan on taking SS early so that I can draw down less from my investments and keep more of that money invested to continue to produce further gains for longevity.
Hell yes... 100% agree, live your life while your body allows it.

Hydrae 08-20-2024 05:37 PM
The sun shines in Oregon
 
I have to update here that I have a job!

It is as a part time order picker at Fred Meyer for now but it is a start. I should be starting by the first of next week at the latest. I am also confident that I will be picking up more hours on a pretty regular basis.

I also have not given up on getting a remote tech support job still. I have been working with one of our wonderful denizens on my resume. We will see if making it better set for the modern world gets me some attention finally. If that does happen, I will still work at Fred Meyer part time for a while to help get caught up on the backlog of bills, etc.

Again, this place is wonderful. Just like a family, fight with each other on the daily but step the **** up for anyone in need.

BIG_DADDY 08-20-2024 05:42 PM
Quote:
Originally Posted by Hydrae (Post 17639466)
I have to update here that I have a job!

It is as a part time order picker at Fred Meyer for now but it is a start. I should be starting by the first of next week at the latest. I am also confident that I will be picking up more hours on a pretty regular basis.

I also have not given up on getting a remote tech support job still. I have been working with one of our wonderful denizens on my resume. We will see if making it better set for the modern world gets me some attention finally. If that does happen, I will still work at Fred Meyer part time for a while to help get caught up on the backlog of bills, etc.

Again, this place is wonderful. Just like a family, fight with each other on the daily but step the **** up for anyone in need.
Congratulation!!!! Great news.


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