$305 overdraft charge? Are you saying they deducted the original amount plus added the overdraft fee or are you saying the deducted the original amount and then deduct a $305 overdraft fee?

If you paid $305 for an overdraft, you may consider blowing the bank up. Or at least use some antifreeze.

WTF is there a fee for? Go to Commerce bank, they have free checking.

1. Do what Phobia said. Talk to a bank rep and try to talk to them to get the overdraft fees back.

2. Once that happens take all the money out of you bank and cancel the account and go to Commerce Bank and create a new account.

These WWE .gifs are adding a new dynamic to Chiefsplanet. Keep it up! :thumb:

call the police, you got raped

Are you sure you don't have some kind of overdraft protection that uses your credit card as a backup? Check your checking account balance again, the $300 may have been deposited in there. If that's a service fee, that bank should be blown up.

Why is there a service charge in the first place, if for two reasons:

1. That your balance is over $100
2. Do you have direct deposit? If so, then the bank shouldn't charge you the monthly service, just becuase.

Commerce bank is good. Check E-Trade too. They just rolled out a savings account with a 5.05% interest rate and a checking account with 3.25%, no fees no minimums on the savings. The checking account you have to have direct deposit of 200 a month.

As for the bank, agree with CoMoChief, threaten to take your business elsewhere, odds are they will wipe off the at least some of the charges. They want to try to keep you as a customer. Hope that helps a little bit.

Commerce is KC Metro only to my understanding. He can't switch to them. I use Bank America, FWIW.

So any updates?

Jenson is usually online in the evenings. I'm sure he'll be happy to tell us more of his adventure.

Thank you for all the advice gentlemen. I'd be lost without your words of wisdom.

I did call my bank (Wells Fargo) and the representative said she would take me off the service fee charge, and even refund me for the previous two months charge. I thought this was very fair, and thanked her.



This is what it turned out to be. She said that I had (accidently) made the transfer from my checking to savings, instead of the other way around, which is what I wanted. So then my card kicked in to cover it.

Everything is understood and now I'm doing well and I didn't even have to use my suicide belt. Thank you all very much.

Wells Fargo....no freakin wonder.

Commerce is regional. They are down in Wichita and here in St. Louis as well. They work well for me.

Commerce used to take sooo loooong to get my deposits in for some reason back in the day when I used them in KC and even when I used them in Springfield my freshman year. I have been very happy with Great Southern but since I am going back to KC I will need to plant my massive wealth with another institution.