When my dad did himself in he had a half ounce of weed, pills, and sixty bucks. My mom was gone so I got all of that.

And you called my picture depressing.

I'm going to put around $1million. When I get married, it'll be to someone that makes marriage worth it so I'll have to be getting $10mill+. If I don't get married I'll probably get around $3.50.

I got 30 grand when I turned 18 from my father's death. It was gone by the time I was 19. Cant believe they released all that money to an 18 year old kid.

I don't know, but I would imagine in the low seven figure range.

My mom is gone, dad re-married sold house we grew up in, paying for a new house for him and my step mom live to in and her condo that her son lives in and no rent and she is self employed and about 15 yrs younger than him. He just bought 2 new vehicles he is retired. He got about $200,000 when his dad died, so I only expect to see threading bills from lawyers.

Didn't invest it in Apple stock, eh?

brideowanian and I have both told our parents to spend it...

Don't want their money, I want them to enjoy it. They worked hard for every penny.

What about life insurance?

My dad died when I was 29 and my mom a year later. There was a significant amount of money divided by six kids. I took my portion of the sale of their home and bought my home. The other money (which was a Keogh plan that has become an inherited IRA) I haven't touched except for the required distributions. It's my big safety net or early retirement.

That's a good point.

I don't have kids, so at some point when the house is paid off and maybe when I'm retired I'm thinking maybe I'll drop my life insurance down to cover funeral costs alone. As long as my wife is comfortable on what we've saved, is there any reason to have life insurance when I'm retired?

Not really. It can be used to pay inheritance taxes, though that won't apply in your case. Beyond that, some people just like to leave a legacy.

Yeah, life insurance is normally to help a surviving spouse with children to support. Once those obligations are done life insurance is a waste unless it's a company insurance policy or something similar.

If you have a $500K policy on your head with no reason for it, you're a target. :D

Inheritance taxes are sooo easy to get around it's laughable.

Plus, why should I pay for my wife to take a luxury cruise with her second husband? I'm not seeing it.