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-   -   Money Do you have $400 cash or in the bank? (https://chiefsplanet.com/BB/showthread.php?t=302641)

mikeyis4dcats. 10-04-2016 03:44 PM
Quote:
Originally Posted by Prison Bitch (Post 12466145)
I'm the only one without $400 sitting around? CP posters Obv do have the best jobs, hottest wives and biggest d*cks but folks, nearly 1/2 of Americans are in that boat.
u sers Clark?

I have more than that tucked in my nightstand drawer for emergencies

Marcellus 10-04-2016 03:45 PM
Quote:
Originally Posted by Prison Bitch (Post 12466145)
I'm the only one without $400 sitting around? CP posters Obv do have the best jobs, hottest wives and biggest d*cks but folks, nearly 1/2 of Americans are in that boat.
How old are you?

And dont sweat it, BRC would loan you the $ just to brag about it in 40 or 50 threads.

Prison Bitch 10-04-2016 03:45 PM
Quote:
Originally Posted by Marcellus (Post 12466155)
How old are you?
41

R8RFAN 10-04-2016 03:45 PM
proof that no matter how much someone makes, Most will spend it all

KCUnited 10-04-2016 03:46 PM
Shiiiiiiiiiiiiit. I had a property tax increase (**** you, Rahm) that added that much, per month, to my mortgage.

Iowanian 10-04-2016 03:52 PM
Quote:
Originally Posted by Amnorix (Post 12466139)
My hometown screwed up payroll somehow so the town employees weren't going to be paid on Friday, per normal, but rather on the Monday immediately after. I do not exaggerate when I say that the town employees went COMPLETELY ****ING BALLISTIC.

I'm very glad I'm not in such a financial position as to have my life ruined if I get paid three days later than I was expecting. Ye gods, that is awful.
I can see how that is problematic for them.

I have 2 large payments autow/draw on every payday. Depending on where I'm shuffling what or what I've been doing, that might be enough to clean me out(temporarily) and cause a problem. It's not that I wouldn't have the funds, it's where I have those funds distributed.

RockChalk 10-04-2016 03:55 PM
I prepare more than 400 tax returns annually, 90% of those from individuals who live a middle-to-upper class lifestyle. I would guess that around 50% of those clients seem horrified when I tell them that they owe $300-1000 in taxes, often wondering where they will come up with that money. It amazes me to see some clients make the kind of money they do and still live paycheck-to-paycheck.

The poll seems pretty accurate based on my small sample-size.

Renegade 10-04-2016 03:56 PM
Quote:
Originally Posted by KCUnited (Post 12466163)
Shiiiiiiiiiiiiit. I had a property tax increase (**** you, Rahm) that added that much, per month, to my mortgage.
Why do have your property tax included in your mortgage? Are they giving you a discount on the money they are "holding" for you to pay your tax bill?

KCUnited 10-04-2016 03:57 PM
Quote:
Originally Posted by Renegade (Post 12466182)
Why do have your property tax included in your mortgage? Are they giving you a discount on the money they are "holding" for you to pay your tax bill?
The property tax is paid out of my escrow. Is that not ideal?

sd4chiefs 10-04-2016 03:58 PM
Do you really want to vote 'NO' on this poll and let very one know you are dirt poor?

ClevelandBronco 10-04-2016 03:59 PM
Quote:
Originally Posted by sd4chiefs (Post 12466188)
Do you really want to vote 'NO' on this pole and let very one know you are dirt poor?
Personally, I vote "no" on all poles, but I respect your orientation.

Prison Bitch 10-04-2016 04:00 PM
Quote:
Originally Posted by sd4chiefs (Post 12466188)
Do you really want to vote 'NO' on this poll and let very one know you are dirt poor?
Exactly. If we asked about penis size, Lake Wobegon would kick in here and everyone would be 2 standard deviations big

displacedinMN 10-04-2016 04:00 PM
I am afraid to answer because Hillary/Obama may be seeing this.

ClevelandBronco 10-04-2016 04:02 PM
Quote:
Originally Posted by KCUnited (Post 12466187)
The property tax is paid out of my escrow. Is that not ideal?
It's not ideal if you have the discipline to use the money to make more money instead of giving to the lending institution so they can make money with it before paying it out.

KCUnited 10-04-2016 04:05 PM
Quote:
Originally Posted by ClevelandBronco (Post 12466196)
It's not ideal if you have the discipline to use the money to make more money instead of giving to the lending institution so they can make money with it before paying it out.
Good to know. Our property tax is paid in 3 installments throughout the year, so I doubt I could make much extra off it to make it worth remembering to pay it every 4 months.


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