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-   -   Life Advising a friend. (https://chiefsplanet.com/BB/showthread.php?t=220036)

Bwana 12-17-2009 09:58 AM

Quote:

Originally Posted by Micjones (Post 6354347)
Last night a friend mentioned to me that there might've been a 30-day guarantee written into the contract. That MIGHT free her from the contract, but they're already stringing her along... So I'm guessing they'd tie this thing up until that was null and void.

30 day guarantee of what? I would think that would pertain to major mechanical issues?

Bugeater 12-17-2009 09:59 AM

Quote:

Originally Posted by Micjones (Post 6354347)
Last night a friend mentioned to me that there might've been a 30-day guarantee written into the contract. That MIGHT free her from the contract, but they're already stringing her along... So I'm guessing they'd tie this thing up until that was null and void.

You said in the OP she's already made a few payments, how is that possible if she has only had the car less than 30 days? Is she making weekly payments?

Fairplay 12-17-2009 10:05 AM

You are known by the company you keep.

Micjones 12-17-2009 04:06 PM

Quote:

Originally Posted by Fairplay (Post 6354394)
You are known by the company you keep.

And I'm damn certain your friends regret that...
And while we're at it... That applies to the character of an individual not their financial choices, but...
I wouldn't expect you to know that. So I'll just nod and pretend you got it right. No worries.

Micjones 12-17-2009 04:08 PM

Quote:

Originally Posted by Bugeater (Post 6354373)
You said in the OP she's already made a few payments, how is that possible if she has only had the car less than 30 days? Is she making weekly payments?

It's either weekly or bi-weekly.

Micjones 12-17-2009 04:08 PM

Quote:

Originally Posted by Bwana (Post 6354368)
30 day guarantee of what? I would think that would pertain to major mechanical issues?

I'm fairly certain it is a major mechanical issue.
At last we spoke they said they were consulting Ford to determine the situation with her engine and that the "brains" of the car were shot to shit.

Rain Man 12-17-2009 04:12 PM

Quote:

Originally Posted by Fairplay (Post 6354394)
You are known by the company you keep.

That's it. I'm leaving Chiefsplanet forever. Goodbye, everyone.

The Franchise 12-17-2009 04:15 PM

Quote:

Originally Posted by Rain Man (Post 6355464)
That's it. I'm leaving Chiefsplanet forever. Goodbye, everyone.

Wait....start a thread first before you leave.

Bugeater 12-17-2009 04:38 PM

Quote:

Originally Posted by Micjones (Post 6355450)
I'm fairly certain it is a major mechanical issue.
At last we spoke they said they were consulting Ford to determine the situation with her engine and that the "brains" of the car were shot to shit.

Well that changes everything, if she just bought the car less than 30 days ago and it already has a major mechanical issue, I would think at the very least the dealership should help get her into another car, depending on the amount of money she put down they may not have much to gain by letting her walk away from the deal. At first I thought this was just a case of buyer's remorse.

Mr. Flopnuts 12-17-2009 04:41 PM

Quote:

Originally Posted by Bugeater (Post 6355517)
Well that changes everything, if she just bought the car less than 30 days ago and it already has a major mechanical issue, I would think at the very least the dealership should help get her into another car, depending on the amount of money she put down they may not have much to gain by letting her walk away from the deal. At first I thought this was just a case of buyer's remorse.

They won't. And if they have paperwork showing the car was inspected before she bought it, she's ****ed.

Bugeater 12-17-2009 04:45 PM

Quote:

Originally Posted by Mr. Flopnuts (Post 6355529)
They won't. And if they have paperwork showing the car was inspected before she bought it, she's ****ed.

If she put a significant amount of money down I could see them telling her to pound sand. But if she only put a few hundred down and they want her interest money over however many years, they'd be better off doing it. Either way, they're going to end up with the car back and no payments from her.

kstater 12-17-2009 04:49 PM

Quote:

Originally Posted by Micjones (Post 6355450)
I'm fairly certain it is a major mechanical issue.
At last we spoke they said they were consulting Ford to determine the situation with her engine and that the "brains" of the car were shot to shit.

This might have been worth mentioning in the OP.

Demonpenz 12-17-2009 04:59 PM

tell her lie down and give you a blow job upside down and rest her balls on her eyes.

arabian goggles

Micjones 12-17-2009 05:35 PM

Quote:

Originally Posted by kstater (Post 6355543)
This might have been worth mentioning in the OP.

I'm not sure that it would've made much of a difference.
She still isn't in a position to force the dealership's hand.

Even with major mechanical failures this early on I'm not sure she has a legal leg to stand on. That contract almost certainly had an "as is" disclaimer in it.

The Franchise 12-17-2009 05:35 PM

Quote:

Originally Posted by Demonpenz (Post 6355563)
tell her lie down and give you a blow job upside down and rest her balls on her eyes.

arabian goggles

:eek:

Bugeater 12-17-2009 05:52 PM

Quote:

Originally Posted by Micjones (Post 6355661)
I'm not sure that it would've made much of a difference.
She still isn't in a position to force the dealership's hand.

Even with major mechanical failures this early on I'm not sure she has a legal leg to stand on. That contract almost certainly had an "as is" disclaimer in it.

Legally, no she doesn't. But it pretty much guarantees she is going to default on the loan. Do you have any clue what she has already paid into this deal as far as money down and payments?

Micjones 12-17-2009 06:40 PM

Quote:

Originally Posted by Bugeater (Post 6355707)
Legally, no she doesn't. But it pretty much guarantees she is going to default on the loan. Do you have any clue what she has already paid into this deal as far as money down and payments?

I'm not certain. I'm guessing $600-$700.

Saul Good 12-17-2009 08:14 PM

Quote:

Originally Posted by Micjones (Post 6355870)
I'm not certain. I'm guessing $600-$700.

What do you think she earns in a year?

Iowanian 12-17-2009 08:19 PM

Friend, I'd advise you to find smarter friends.

Micjones 12-17-2009 08:20 PM

Quote:

Originally Posted by Saul Good (Post 6356096)
What do you think she earns in a year?

Somewhere in the neighborhood of 24K.

Micjones 12-17-2009 08:21 PM

Quote:

Originally Posted by Iowanian (Post 6356105)
Friend, I'd advise you to find smarter friends.

I don't agree that making an unwise financial decision makes you stupid.
If that's the case... Millions upon millions of American people are just as stupid.

She was desperate and moved hastily.

WilliamTheIrish 12-17-2009 08:27 PM

Quote:

Originally Posted by Saul Good (Post 6353474)
Nice. You may have noticed that I'm not a car guy (especially for a 31 y/o). I've got a six figure income, and my wife's car and my car combined probably aren't worth $10,000. They both look nice and drive perfectly, though.

I just can't justify shelling out money for a new car...

We're cut from the same cloth. I have serious issues with new auto purchases. I got my ass kicked on my first car purchase. Newly married (22), two kids, driving a 75 VW Bug. They had me and they knew it.

Since then, I've read everything I could on the subject and followed that up with actual practice trips into a dealer ( I was 29) so I could learn to look them in the eye and say "Nope, no thanks". Sounds kinda weird but it really worked.
Now I have neices and nephews that ask me to go with them to the dealer, cause I fuck with them all the time. Especially when they use the "I'll need to talk to the GM about this".
My usual answer to that is : "Oh, does he keep the crystal ball in there? May I tag along? I've always wondered where you kept the all the secrets". Or "Oh, you can't make that decision on your own? Next time just take me right to his office, and we'll skip the formalities".

It's fun to bend their minds a bit.

sedated 12-17-2009 08:32 PM

when I was just out of college, I literally had a car salesman say "what will it take to put you in that car tonight?" I thought that crap was a horrible cliche.

Iowanian 12-17-2009 08:33 PM

Quote:

Originally Posted by Micjones (Post 6356109)
I don't agree that making an unwise financial decision makes you stupid.
If that's the case... Millions upon millions of American people are just as stupid.

She was desperate and moved hastily.

I see.

I guess we'll just forget everything else you said after the first part of the first post, about the idea she has to get her money back on a loan she's purposefully going to default.


Since she's such a great person, maybe you could just loan her some money.....


It's ok, dumbasses need friends too and its nice of you to try to help her.

Saul Good 12-17-2009 08:34 PM

Quote:

Originally Posted by Micjones (Post 6356107)
Somewhere in the neighborhood of 24K.

They can come get the car. There's really nothing they can do in terms of recourse. She doesn't make enough to garnish her wages. They will sell the car for what they can get and eventually start threatening her with all sorts of things that they won't/can't carry out. In the end, she can probably offer them $1,000 and tell them that she can either use the money to settle this deficit or to file bankruptcy. They know that they aren't going to get their money.

Saul Good 12-17-2009 08:37 PM

Quote:

Originally Posted by WilliamTheIrish (Post 6356115)
We're cut from the same cloth. I have serious issues with new auto purchases. I got my ass kicked on my first car purchase. Newly married (22), two kids, driving a 75 VW Bug. They had me and they knew it.

Since then, I've read everything I could on the subject and followed that up with actual practice trips into a dealer ( I was 29) so I could learn to look them in the eye and say "Nope, no thanks". Sounds kinda weird but it really worked.
Now I have neices and nephews that ask me to go with them to the dealer, cause I fuck with them all the time. Especially when they use the "I'll need to talk to the GM about this".
My usual answer to that is : "Oh, does he keep the crystal ball in there? May I tag along? I've always wondered where you kept the all the secrets". Or "Oh, you can't make that decision on your own? Next time just take me right to his office, and we'll skip the formalities".

It's fun to bend their minds a bit.

I helped a friend buy a car that he was in love with about 7 years ago. The GM at the dealership all but took a swing at me. He wound up getting an incredible deal on the car, but he was literally willing to pay about 25-30% more than what he did.

soopamanluva 12-17-2009 08:39 PM

seems like your friend is a dumbass or needs a man to go with her to get a car because they just took all kinds of advantage of hetr

Micjones 12-17-2009 08:41 PM

Quote:

Originally Posted by Iowanian (Post 6356126)
I see.

I guess we'll just forget everything else you said after the first part of the first post, about the idea she has to get her money back on a loan she's purposefully going to default.

Much like Iowanian's NEVER made a bad financial decision of his own, been desperate, or done something he later regretted himself.

She has to be stupid to take the wrong path to securing reliable transportation for herself. Got it.

I feel much better having been in your presence Yahweh.
Perhaps you can now tell us all the meaning of life and how we've all been much too stupid to realize it was worshipping Captain Badass all along.

Iowanian 12-17-2009 08:43 PM

You essentially called her a dumbass in the thread starter, I merely agree with you.

WilliamTheIrish 12-17-2009 08:59 PM

Quote:

Originally Posted by Saul Good (Post 6356138)
I helped a friend buy a car that he was in love with about 7 years ago. The GM at the dealership all but took a swing at me. He wound up getting an incredible deal on the car, but he was literally willing to pay about 25-30% more than what he did.

God damn, that's hilarious.

"Sir, you can't go back there". (to the GM's office)

"I can't? Is there some kind of violation for going back there. Is it a HIPAA violation"?

"A what"?

"HIPAA. It's a .. forget it. I'd like to go back with you while you talk to the GM".

"We don't allow that".

"What? Why? Is there a dead body back there or is that where you bury the truth"?

Micjones 12-17-2009 09:05 PM

Quote:

Originally Posted by Iowanian (Post 6356151)
You essentially called her a dumbass in the thread starter, I merely agree with you.

I did no such thing, but carry on.

Rain Man 12-17-2009 10:59 PM

Quote:

Originally Posted by WilliamTheIrish (Post 6356115)
We're cut from the same cloth. I have serious issues with new auto purchases. I got my ass kicked on my first car purchase. Newly married (22), two kids, driving a 75 VW Bug. They had me and they knew it.

Since then, I've read everything I could on the subject and followed that up with actual practice trips into a dealer ( I was 29) so I could learn to look them in the eye and say "Nope, no thanks". Sounds kinda weird but it really worked.
Now I have neices and nephews that ask me to go with them to the dealer, cause I fuck with them all the time. Especially when they use the "I'll need to talk to the GM about this".
My usual answer to that is : "Oh, does he keep the crystal ball in there? May I tag along? I've always wondered where you kept the all the secrets". Or "Oh, you can't make that decision on your own? Next time just take me right to his office, and we'll skip the formalities".

It's fun to bend their minds a bit.

It seems to me like there's a business opportunity for someone to be a professional car negotiator. I'd pay a commission to someone if I could trust them to get me the best price, because I'm pretty sure that I'd save money over negotiating myself, even with the commission included. Buying a car is one of the most unpleasant experiences a person can have outside a Turkish prison.


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