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-   -   Life Bankruptcy (https://chiefsplanet.com/BB/showthread.php?t=216154)

Demonpenz 10-13-2009 09:42 AM
Quote:
Originally Posted by Mile High Mania (Post 6168211)
And, sometimes... when life has you by the balls (by your own doing) you have to buckle down, set your priorities correctly and focus on a more consistently paying line of work.
I would listen to this, we finally sucked it up and started playing cover songs at bars. It was hard work, and no one wants to play Sweet Home Alabama, but we made it through, there were times where we thought we wouldnt't make it.

kstater 10-13-2009 09:42 AM
If you don't mind saying, how deep are you?

mcan 10-13-2009 09:43 AM
Quote:
Originally Posted by wild1 (Post 6168213)
It used to be that bankruptcy was on your credit for 10 years. Don't know if that is still the case.

I am not sure that at age 30, doing something that will cause no one to loan you a cent until you are 40 is a good solution. No cars (unless you want to pay a rate that should be criminal), no buying a home, in some cases getting rejected for rental housing, paying more for all forms of insurance. The cure is worse than the disease.

I would think it would be much better to just live at home and work two jobs for the foreseeable future to start digging out. Waiting tables, tending a bar, whatever.
Sounds like good advice. Just not sure it's feasible. The job I have is swing shift now. It's good money, but like I said, when they hired me on, it was with the knowledge that I probably would get laid off sometime in November.

Brock 10-13-2009 09:44 AM
Quote:
Originally Posted by mcan (Post 6168212)
So your advice is for me to NOT do it, huh? Care to elaborate?

This is the kind of thing I was hoping to get out of this thread. (besides getting flamed a bit by the crowd)
You're going to be carrying that bankruptcy around with you for a long time. You need to give Mr. Flopnuts a PM. He can give you good advice.

Frazod 10-13-2009 09:44 AM
Ever think about going in the service? Since you have a degree you might get accepted as an officer.

The good part of that is even if they garner your wages you'll still have food and a place to live. Even if they both largely suck.

Brock 10-13-2009 09:44 AM
Quote:
Originally Posted by Demonpenz (Post 6168220)
I would listen to this, we finally sucked it up and started playing cover songs at bars. It was hard work, and no one wants to play Sweet Home Alabama, but we made it through, there were times where we thought we wouldnt't make it.
Good lord. ROFL

mcan 10-13-2009 09:45 AM
Quote:
Originally Posted by kstater (Post 6168221)
If you don't mind saying, how deep are you?
About 10K in credit cards and unsecured debt.
About 70K in student loans. Most of it government loans. Some private.

Brock 10-13-2009 09:45 AM
Quote:
Originally Posted by frazod (Post 6168230)
Ever think about going in the service? Since you have a degree you might get accepted as an officer.

The good part of that is even if they garner your wages you'll still have food and a place to live. Even if they both largely suck.
That's actually great advice.

Mile High Mania 10-13-2009 09:45 AM
http://www.daveramsey.com/the_truth_..._3018.html.cfm

mcan 10-13-2009 09:46 AM
Quote:
Originally Posted by Brock (Post 6168227)
You're going to be carrying that bankruptcy around with you for a long time. You need to give Mr. Flopnuts a PM. He can give you good advice.
Thanks. I appreciate the honest feedback.

Skip Towne 10-13-2009 09:46 AM
Move three states away and start using an alias.

Scorp 10-13-2009 09:46 AM
Quote:
Originally Posted by frazod (Post 6168230)
Ever think about going in the service? Since you have a degree you might get accepted as an officer.

The good part of that is even if they garner your wages you'll still have food and a place to live. Even if they both largely suck.
Good God Man, he already stated he didn't want to die.

Demonpenz 10-13-2009 09:46 AM
Quote:
Originally Posted by Brock (Post 6168231)
Good lord. ROFL
I know, it was hard sucking it up and realize we were going to have to stop with our own music, but sometimes it's time to face facts. Our Album Microwave waffles needed to come second, and first came getting our bills payed off.

Scorp 10-13-2009 09:47 AM
Quote:
Originally Posted by Skip Towne (Post 6168239)
Move three states away and start using an alias.
I would move to Mexico and refuse to speak Spanish. :clap:

wild1 10-13-2009 09:48 AM
Quote:
Originally Posted by frazod (Post 6168230)
Ever think about going in the service? Since you have a degree you might get accepted as an officer.

The good part of that is even if they garner your wages you'll still have food and a place to live. Even if they both largely suck.
That is all true, plus you could acquire some skills that would be more marketable.


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