ChiefsPlanet

ChiefsPlanet (https://chiefsplanet.com/BB/index.php)
-   Nzoner's Game Room (https://chiefsplanet.com/BB/forumdisplay.php?f=1)
-   -   Money Marriage problems: First one to mention Anti-freeze wins (https://chiefsplanet.com/BB/showthread.php?t=229523)

Nixhex 06-15-2010 08:04 AM

Quote:

Originally Posted by Rain Man (Post 6821936)
i'm curious. do the separate finance people do so because their spouses have different saving/spending philosophies? and if you save diligently and your spouse spends every penny, how will retirement go? will you be going on cruises by yourself? will the two of you go grocery shopping and you'll be putting steak in your cart while she's stocking up on fancy feast? I would think the odds are high that one of you will have much more money over a 50-year time period.
Posted via Mobile Device

This is interesting. I do believe I will end up ahead in the long run due to my spending habits. She likes to spend every dime. I'm more frugal. As for food, we treat the groceries as a bill and share in the expense. No one will eat any better or worse than the other. In this past year I've been able to do more things for my family as a result of my frugal nature. In the past my wife may have blown this money on junk. If things get tough for one of us we will adapt our way of doing things to a way that works. This system doesn't have to remain exact until death do us part. It can change as our lives change.

Rain Man 06-15-2010 08:12 AM

Quote:

Originally Posted by Nixhex (Post 6821951)
This is interesting. I do believe I will end up ahead in the long run due to my spending habits. She likes to spend every dime. I'm more frugal. As for food, we treat the groceries as a bill and share in the expense. No one will eat any better or worse than the other. In this past year I've been able to do more things for my family as a result of my frugal nature. In the past my wife may have blown this money on junk. If things get tough for one of us we will adapt our way of doing things to a way that works. This system doesn't have to remain exact until death do us part. It can change as our lives change.


that's cool if it works for you. it seems like your wife gets to have her cake and eat it too with both spending and a savings safety net while you get neither advantage, though.

perhaps i'm just lucky that my wife and I have similar philosophies so i've never had to figure this out.
Posted via Mobile Device

Huffman83 06-15-2010 08:14 AM

What's interesting is how much the options/opinions given work and don't work.

There isn't an answer to this is there?

Lumpy 06-15-2010 08:15 AM

PIIHB

Nixhex 06-15-2010 08:15 AM

Quote:

Originally Posted by Rain Man (Post 6821958)
that's cool if it works for you. it seems like your wife gets to have her cake and eat it too with both spending and a savings safety net while you get neither advantage, though.

perhaps i'm just lucky that my wife and I have similar philosophies so i've never had to figure this out.
Posted via Mobile Device

You are lucky. I'd prefer to do it the old fashion way. It just didn't work for us. Our system is working for now. It may change in the future though. Only time will tell.

Huffman83 06-15-2010 08:16 AM

And btw, after talking a little further. She apologized.

Nixhex 06-15-2010 08:19 AM

Quote:

Originally Posted by Huffman83 (Post 6821965)
And btw, after talking a little further. She apologized.

So did you get to finish on her face or perhaps she swallowed?

Huffman83 06-15-2010 08:20 AM

Quote:

Originally Posted by Nixhex (Post 6821968)
So did you get to finish on her face or perhaps she swallowed?

Fortunately I don't have to be in a fight in order to get those things.

So I got that going for me!

Rausch 06-15-2010 08:21 AM

Quote:

Originally Posted by Nixhex (Post 6821968)
So did you get to finish on her face or perhaps she swallowed?

I see two people unwilling to give up their expectations.

Not saying who's right or wrong, just pretty much what you've laid out for us.






That only ends one way...

Nixhex 06-15-2010 08:22 AM

Quote:

Originally Posted by Huffman83 (Post 6821971)
Fortunately I don't have to be in a fight in order to get those things.

So I got that going for me!

http://img.photobucket.com/albums/v5...78/33kg2ok.gif

Mr. Plow 06-15-2010 09:11 AM

Christ. Some of you know what % of bills comes out of your check verse hers. That's crazy to me. I make a bit more - not much - than my wife does. But, when I'm figuring bills each month, I say "Ok, we have XXXX amount of dollars - how much needs to go to bills." We don't say "Ok, you made this much, you're money will go to X% & my money will cover X% of the bills."

Just seems really really weird to me. What's mine is hers and what's hers is mine.

jidar 06-15-2010 09:23 AM

Separate finances in a marraige only works when it's vastly lopsided or both sides have way more income than they need to pay everything.
If you're like most households that have to keep a budget and work to pay off bills and debt then I can't possibly see how this will work.
You will get divorced.

The Franchise 06-15-2010 09:23 AM

Quote:

Originally Posted by Mr. Plow (Post 6822035)
Christ. Some of you know what % of bills comes out of your check verse hers. That's crazy to me. I make a bit more - not much - than my wife does. But, when I'm figuring bills each month, I say "Ok, we have XXXX amount of dollars - how much needs to go to bills." We don't say "Ok, you made this much, you're money will go to X% & my money will cover X% of the bills."

Just seems really really weird to me. What's mine is hers and what's hers is mine.

I've posted it on here before but my wife and I have separate accounts. We're planning on keeping it this way until both of us pay off a majority of our personal debt.

When it comes to mutual bills though.....we split it down the middle. It doesn't go off of what each of us make. If rent is $1000 (which it's not)....then we each pay $500.

DeezNutz 06-15-2010 09:24 AM

Quote:

Originally Posted by Mr. Plow (Post 6822035)
Christ. Some of you know what % of bills comes out of your check verse hers. That's crazy to me. I make a bit more - not much - than my wife does. But, when I'm figuring bills each month, I say "Ok, we have XXXX amount of dollars - how much needs to go to bills." We don't say "Ok, you made this much, you're money will go to X% & my money will cover X% of the bills."

Just seems really really weird to me. What's mine is hers and what's hers is mine.

You're saying that it might not be healthy in a marriage to be concerned if your wife cannot cover 42.8% of the monthly expenditures and if she wants to have more than 22.2% in disposable income?

jidar 06-15-2010 09:29 AM

Quote:

Originally Posted by Just Passin' By (Post 6821379)
Get her to cancel all her credit cards, take her check when it comes in, pay her bills for her, and give her an agreed upon amount from each check until the bills are all paid off.

if she gives you some nonsense about not being supportive of her, or about trust, or equality, point out that getting rid of her debt is going to put you into debt, and that she's not being supportive of you if she can't help you avoid that burden.

Frame the debate.

worst post in the thread.


All times are GMT -6. The time now is 05:16 PM.

Powered by vBulletin® Version 3.8.8
Copyright ©2000 - 2025, vBulletin Solutions, Inc.