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-   -   Life Anyone have any experience or ideas to fix my own credit? (https://chiefsplanet.com/BB/showthread.php?t=238208)

Saulbadguy 12-10-2010 01:47 PM
Quote:
Originally Posted by R8ers (Post 7245061)
dude you are paying 20% on a credit card, you ain't getting shit free, are you that stupid?

Are you gonna pay that card off in full when the bill comes in?
No shit, sherlock. Pay off the bill every month, no 20%+ interest charges.

R8RFAN 12-10-2010 01:48 PM
Quote:
Originally Posted by Saulbadguy (Post 7245090)
No shit, sherlock. Pay off the bill every month, no 20%+ interest charges.
You DumbFK how many times have I said in these threads that if you carry 0 balance it's ok?

You are not even borrowing you dumbass... are you that stupid man?

R8RFAN 12-10-2010 01:49 PM
IF YOU BORROW FOR A LIFESTYLE YOU WILL NEVER HAVE SHIT

Saulbadguy 12-10-2010 01:50 PM
Quote:
Originally Posted by Saul Good (Post 7245071)
If you want to hunt for lost pennies, there is nothing wrong with that, but I've seen a lot more people bankrupted by credit card debt than people that got rich off the deals.
I wouldn't call several thousand dollars worth of free perks per year "lost pennies", but whatever. If you aren't a dumbass, credit cards can be a valuable tool.

R8RFAN 12-10-2010 01:51 PM
IF YOU HAVE A WOMAN WHO THINKS SHE IS A PRINCESS YOU WILL LIVE A LONG BROKE LIFE

R8RFAN 12-10-2010 01:52 PM
IF YOU THINK YOU DESERVE IT BECAUSE YOU WORK EVERYDAY, YOU WILL LIVE A LONG BROKE LIFE

Saulbadguy 12-10-2010 01:53 PM
Quote:
Originally Posted by R8ers (Post 7245099)
You DumbFK how many times have I said in these threads that if you carry 0 balance it's ok?

You are not even borrowing you dumbass... are you that stupid man?
You say carrying a 0 balance is ok, but then say that credit cards are the "enemy".

Saulbadguy 12-10-2010 01:54 PM
If you are a Raiders fan, you will most likely be incarcerated. And broke.

R8RFAN 12-10-2010 01:58 PM
Quote:
Originally Posted by Saulbadguy (Post 7245123)
You say carrying a 0 balance is ok, but then say that credit cards are the "enemy".
They are the enemy and scum of the earth to 90% of the population, you are not their target, they hate you, they hate people who pay it all off and get the perks , but for every one of people like you there are 10k who carry a balance and thats where they pay for all those perks

Credit cards are not designed for the rich, they are targeted to the poor, just like the lottery, just like check cashing places, or rental centers that rent poor people furniture and stuff, they are parasite predators that ruin families

R8RFAN 12-10-2010 01:59 PM
Quote:
Originally Posted by Saulbadguy (Post 7245128)
If you are a Raiders fan, you will most likely be incarcerated. And broke.
Yea and you are probably a meth head and your sister sells her ass for it....


How are those sterotypes working out for ya anyway?

ReynardMuldrake 12-10-2010 02:00 PM
Quote:
Originally Posted by R8ers (Post 7245151)
They are the enemy and scum of the earth to 90% of the population, you are not their target, they hate you, they hate people who pay it all off and get the perks , but for every one of people like you there are 10k who carry a balance and thats where they pay for all those perks

Credit cards are not designed for the rich, they are targeted to the poor, just like the lottery, just like check cashing places, or rental centers that rent poor people furniture and stuff, they are parasite predators that ruin families
I don't understand the mentality of spending on credit. I hate owing people money. If not for owning a house [and a car] I personally would have zero debt.

R8RFAN 12-10-2010 02:03 PM
Quote:
Originally Posted by warispeace (Post 7245157)
I don't understand the mentality of spending on credit. I hate owing people money. If not for owning a house [and a car] I personally would have zero debt.
And if you keep it that way you will live a very comfortable life.....

I don't even buy new cars, I find good deals on cars a few years old with low miles and buy them cash...

Piss on car payments.. but... if you are rich and have the money to buy a new car cash, go for it, you earned it

ChiTown 12-10-2010 02:06 PM
Quote:
Originally Posted by ChiefsNow (Post 7244226)
I would like to repair my credit , but don't want to get scammed . Any clues?
Lower your lifestyle, pay off all your bills, only buy shit you absolutely need. Then, establish credit again, only charge what you can pay off every month, and don't use your credit like Antoine Walker in a Vegas Casino

chiefsnorth 12-10-2010 02:14 PM
Quote:
Originally Posted by Bill Lundberg (Post 7245069)
Never seen it, but I don't think we have comcast here.
Not going to post my credit report here, but they have an inquiry on there coinciding with the date my service began. I have no other inquiries in >2 years

TimeForWasp 12-10-2010 02:17 PM
Quote:
Originally Posted by Postal_clone (Post 7244245)
Pay your bills on time would be a good place to start
Thanks, I would have never guessed that one. :banghead:


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