So I can be debt free. :spock:

That's one of those questions you have to re-read a few times just cause you can't believe how dumb it is LMAO

Is it though? Depending on interest rate on the real estate vs investing it seems the math is self evident. Value increase does need to be considered in the equation. Peace of mind as well.

It was a clarifying question unworthy of the curt responses.

Bitcoin = $78,800 CAD

Nope! Took the advice of someone here and sold for another quick profit.

If I would've just followed my first mind and did what I was going to do in the first place, I'd have about $150k gains since COVID. Now I may actually be under instead

Smh.

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Looks like it's gonna be another shitty day. It's great how on green days my shit goes up between .5 -3.5% but on red days everything drops 3.5% minimum.

Poop.

Growth stocks are continuing to take a pounding.

On top of Apples recent gains on April 20th they will announce their new products, I think its going to continue to go up.

<blockquote class="twitter-tweet"><p lang="en" dir="ltr">Wake Me Up When This Market Ends �� <a href="https://t.co/Yf8LxAgcJf">pic.twitter.com/Yf8LxAgcJf</a></p>&mdash; Stock Lizard King (@StockLizardKing) <a href="https://twitter.com/StockLizardKing/status/1382011383601070080?ref_src=twsrc%5Etfw">April 13, 2021</a></blockquote> <script async src="https://platform.twitter.com/widgets.js" charset="utf-8"></script>

Paying off a loan early is a risk free return on the interest rate.

Thanks for the call on BBKCF. I picked some of that up this morning and she's done me well today.

A friend of mine is considering buying a house. He's got enough money to pay cash for it, but he's considering getting a loan because he thinks he can earn more money investing the cash than he'll pay in interest on the loan.

I completely understand his logic, and with interest rates so low it seems like this is an environment where that's quite possible. But I still don't like it. I hate paying interest to anybody, and the investment returns aren't guaranteed while the mortgage costs are.

This guy's pretty savvy so I suspect he'll do fine. And he's affluent enough that it won't really change his lifestyle even if the investing tanks. But psychologically I wouldn't do it. I'd rather get a lower return at lower risk.

The one thing that I might think about, though, would be something that's really low risk like an annuity. If I could put $X in an annuity at a 3.5 percent return and then get a mortgage for that same amount at 2.7 percent, then I guess I'd do it. But I'd still feel weird about it. I really like being debt free.

I feel you 100%

Tsla coming back!