If she put a significant amount of money down I could see them telling her to pound sand. But if she only put a few hundred down and they want her interest money over however many years, they'd be better off doing it. Either way, they're going to end up with the car back and no payments from her.

This might have been worth mentioning in the OP.

tell her lie down and give you a blow job upside down and rest her balls on her eyes.

arabian goggles

I'm not sure that it would've made much of a difference.
She still isn't in a position to force the dealership's hand.

Even with major mechanical failures this early on I'm not sure she has a legal leg to stand on. That contract almost certainly had an "as is" disclaimer in it.

:eek:

Legally, no she doesn't. But it pretty much guarantees she is going to default on the loan. Do you have any clue what she has already paid into this deal as far as money down and payments?

I'm not certain. I'm guessing $600-$700.

What do you think she earns in a year?

Friend, I'd advise you to find smarter friends.

Somewhere in the neighborhood of 24K.

I don't agree that making an unwise financial decision makes you stupid.
If that's the case... Millions upon millions of American people are just as stupid.

She was desperate and moved hastily.

We're cut from the same cloth. I have serious issues with new auto purchases. I got my ass kicked on my first car purchase. Newly married (22), two kids, driving a 75 VW Bug. They had me and they knew it.

Since then, I've read everything I could on the subject and followed that up with actual practice trips into a dealer ( I was 29) so I could learn to look them in the eye and say "Nope, no thanks". Sounds kinda weird but it really worked.
Now I have neices and nephews that ask me to go with them to the dealer, cause I fuck with them all the time. Especially when they use the "I'll need to talk to the GM about this".
My usual answer to that is : "Oh, does he keep the crystal ball in there? May I tag along? I've always wondered where you kept the all the secrets". Or "Oh, you can't make that decision on your own? Next time just take me right to his office, and we'll skip the formalities".

It's fun to bend their minds a bit.

when I was just out of college, I literally had a car salesman say "what will it take to put you in that car tonight?" I thought that crap was a horrible cliche.

I see.

I guess we'll just forget everything else you said after the first part of the first post, about the idea she has to get her money back on a loan she's purposefully going to default.


Since she's such a great person, maybe you could just loan her some money.....


It's ok, dumbasses need friends too and its nice of you to try to help her.

They can come get the car. There's really nothing they can do in terms of recourse. She doesn't make enough to garnish her wages. They will sell the car for what they can get and eventually start threatening her with all sorts of things that they won't/can't carry out. In the end, she can probably offer them $1,000 and tell them that she can either use the money to settle this deficit or to file bankruptcy. They know that they aren't going to get their money.