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-   -   Life Buying a house ****ing sucks. (https://chiefsplanet.com/BB/showthread.php?t=322316)

Bowser 04-14-2019 01:59 PM

Quote:

Originally Posted by BDj23 (Post 14206178)
I'm tired of living around unemployed crackheads and renting from slum lords who refuse put any of those thousands of dollars I give them back into their properties.

Plus I ain't getting any younger, I'd like to have start a family soon.

Yeah, that too. The neighborhood I lived in for years took a serious nosedive that last 4-5 years, so it was time to go. The place I found is a little more pricey, but so totally worth it.

George Liquor 04-14-2019 02:00 PM

Quote:

Originally Posted by Coach (Post 14206181)
Well, I can't speak for your experience, but there are good apartment complexes that does care, just have to do some hard and time consuming research.

What I find the best way to do is just scout the area, then just talk to the property managers/leasing agent, and equally important, just walk around the apartment complex without the property managers/leasing agent and see if there are any people outside that potentially lives there, and talk to them face to face.

That's what I thought when I moved into this place, you'd think for $1000/month my management company would at least make sure that my apartment doesn't smell like cigarettes (per their lease agreement) and that kind of pricetag would scare the scummies away.

But nope. It's advertised as luxury apartments. But my place is a dump.

Coach 04-14-2019 02:14 PM

2 Attachment(s)
Quote:

Originally Posted by BDj23 (Post 14206188)
That's what I thought when I moved into this place, you'd think for $1000/month my management company would at least make sure that my apartment doesn't smell like cigarettes (per their lease agreement) and that kind of pricetag would scare the scummies away.

But nope. It's advertised as luxury apartments. But my place is a dump.

Sorry to hear about that situation. Did they go through new management when you lived there? Was it good before something went sideways?

Too bad KCMO where I am at is probably a bit a ways from your desired location. It's a good area where I am.

Pablo 04-14-2019 02:22 PM

It was like that to an extent back in 2015 when we bought. Only gotten worse if you're looking for stuff under $250k. Glad we bought when we did. Our $150k house has increased about 40k in 4 years doing jack shit except living in it. Kinda ridiculous.

displacedinMN 04-14-2019 02:27 PM

My neighborhood took a nosedive the second I moved in. I was the first to move in.

Sounds like a Dangerfield joke.

George Liquor 04-14-2019 02:45 PM

Quote:

Originally Posted by Coach (Post 14206205)
Sorry to hear about that situation. Did they go through new management when you lived there? Was it good before something went sideways?

Too bad KCMO where I am at is probably a bit a ways from your desired location. It's a good area where I am.

Two changes iirc - the worst part is the culprits of all our problems are friends with the lady in the office, so she won't do anything about it.

When we originally moved in, the lady in the office was super authoritarian and she enjoyed enforcing the rules. But she quit a few weeks after we signed our last lease (18 months) and this new lady took over and it's gone downhill ever since.

cooper barrett 04-14-2019 03:01 PM

Quote:

Originally Posted by Fat Elvis (Post 14205714)
I had the property for less than two years. It sold for more than 30% above purchase price.

Edit:. I should clarify that our counter was to remove the flooring allowance built into the offer that they wanted wrapped into their financing. It resulted in the same amount of money in my pocket.

Nobody cares that you're making money, underwriters want solid income and credit from buyers, and a house that appraises for more than contract with no BS attached to it..Like remodeled basement with no permits.

Actually... The IRS cares, they will be getting about $6600 from the sale

Coach 04-14-2019 03:03 PM

Quote:

Originally Posted by BDj23 (Post 14206248)
Two changes iirc - the worst part is the culprits of all our problems are friends with the lady in the office, so she won't do anything about it.

When we originally moved in, the lady in the office was super authoritarian and she enjoyed enforcing the rules. But she quit a few weeks after we signed our last lease (18 months) and this new lady took over and it's gone downhill ever since.

Yeah, that definitely will do it. The lady currently in our complex is the authoritarian type, so I'm good with that. Managers who are tough/enforce it really good are the types that people hate, but kept the property in good condition. The other kinds, well, like you just said, it just goes downhill.

cooper barrett 04-14-2019 03:20 PM

Quote:

Originally Posted by Valiant (Post 14205993)
Offer sight unseen is they made an offer without looking at the house.

I've seen houses bought from across the country but I would hardly say that 43 pictures, walk through video, and a local connection was unseen.

cooper barrett 04-14-2019 03:24 PM

Quote:

Originally Posted by MahiMike (Post 14206039)
Get a 15 year loan.


Always,

budget for 15 but sometimes the right house requires a purchase w/ 30 year note.

Making extra payments is the next best thing.

Tombstone RJ 04-14-2019 06:15 PM

Quote:

Originally Posted by cooper barrett (Post 14206303)
Always,

budget for 15 but sometimes the right house requires a purchase w/ 30 year note.

Making extra payments is the next best thing.

This. Get a 30 year fixed but pay it off in 15. Just make extra payments toward the principle. So if you mortgage is $1000, pay $1500 a month but make sure that extra $500 goes directly to the principle.


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