Honest question. When you began contemplating retirement did it scare you a bit?
I am struggling pulling the cord. Im 62, healthy, have a few hobbies and have grandkids in the area. But still a little worried about keeping busy and having focus.
It’s just going to be a whole new phase of life and I’m having a hard time coming to terms.

Best to stay busy in some way, I walk for 40 minutes twice daily and play the stock market during trading hours. Keeps me happy.

My wife and I set up our retirement so that with both her and my SSI pays the bills with spending money left over. My wife is a couple of years younger and continues to work for additional income. I plan to do contract work and other things to add spending money where I can.

We are simple people....no extravagance in our lives. Like BRC having Medicare A & B along with the supplemental part G actually is better than the Medical I had at my present employer. (We chose to go with Medicare this year instead of the company insurance which was more expensive)

yea ive already had the feelings of ive had enough of this sh@#, hope it fades so i can get back to doing a good job for a few more years

I won't say I was scared as much as apprehensive...I have worked all my life since I was 18 years old at a regular full time job.

My financial advisor and I talked about this. General gist of it (for men) is to cash out by 67.

Hardly makes sense to wait till 70.

It will come and go....you will know when it is really time to hang it up.

I found my point...and honestly my friends tell me I seem much more relaxed.

Yep...I sometimes chuckle at the people who push to get people to wait to 70.

It's nuts. At some point in your life, money just isn't the most important thing anymore.

I just hope to retire some day and hope this emerging mindset on how we should enjoy working and should work until we die is not a thing that becomes popular.

I've got about 30 years to go so yeah I am pretty nervous about it.

I used to be of the mindset to work till I couldn't anymore. But watching some of my friends and peers not even make it to 62 before dying changed my perspective.

You should always give your best effort at work...but working till it kills you is never an option.

Congratulations. Now go do the things you want to do, with the people you want to do them.

That's great, how much is that combination per month? Just A&B? I'm still a few years from Medicare. Thanks.

For those worried about having enough to do, there's a great national website, volunteermatch.org. Assuming you live in a decent sized area you'll likely find plenty of needs to serve.

I was talking about what I could get from SS. Not our planned income. We are above 7K in monthly money coming in. We have a house that’s tripled in value in the last 7 years. We will be fine.

I was totally surprised that Medicare was so good. I always heard it was shit.