F**K Gas Prices. Want to know who's really screwing you?
 

Health Insurance. These f**king criminals are killing the economy and it's only going to get worse as the baby-boomers get old and are too scared to just go ahead and die.

:cuss:

So what what evidence do I present to support my case? I have my own health coverage for my company (a group plan). The first year our coverage went up the maximum allowed 9%. This year the cap is off and it's going up 13%. Now, does anyone else think that medical costs have gone up 21% in two years? Didn't think so. So, where is that money going? Extra programs for the gimme generation, bulls**t like "Silver Sneakers", where indigents and old farts can get together and work out at my expense. F**K THEM. Let them wrinkle up and die.

I want a plan that is exclusive to young, healthy people. I'm sick and f**king tired of carrying the water for other people. I just got off the phone with my broker. Typically when a new plan is introduced the costs are significantly lower to get people to sign up. If I can't find one of those I'm going catastrophic coverage only and paying out of pocket for every visit.

All you people (especially illegal immigrants) who are sucking the life out of the health care industry can suck my ass.

PS, any of you dumb f**ks out there that think getting the govt. involved is the answer can latch on afterwards.

Don't suger coat it. How do you really feel?

Just don't carry health insurance

That's where I may be going. I'm also talking to my lawyer today to see if there is any way I can protect my ownership in my company from a personal bankruptcy. If I can I might not even get catastrophic insurance, I'll be meeting my insurance broker next week to talk all that out.

Health insurance? Hell, any kind of insurance is a freaking rip off. Its not limited to health. Its just a glorified form of gambling.

And Jesus - have you seen the price of Coca-Cola recently? :cuss:

I can't remember the last time my auto or homeowner's insurance went up more than 2%.

Try roofing liability insurance. Mine has gone up nearly 300% in the last 7 years. Including a 50% jump last year. I've never made a claim either.

Our small business plan has increased 40%, 25% and 28% the last three years. At the same time in an effort to reduce the impact we have increased our deductables and reduced the coverage. At the time of our initial 40% increase, the agent told us it was due to the 9/11 terrorist attacks. So what is the reason for the next two? :hmmm:

:spock:


Insurance Company --> rochambeau <-- jspchief

i don't think my car or apartment insurance is a ripoff at all

They liked the extra money they got fromt he first one.

Thats the price you pay for the small business plan. You are always free to switch careers.

of course they are going to raise the rates as long as you keep paying them.

Glorified gambling?!?!? Hell it more like legalized grand larceny.

Yep. The roofing industry gets it slammed in hard and dry.Thanks to insurance companies classifying all constuction fall injuries/deaths as roofing accidents we get fucked on workman's comp as well.

Lucky for the consumer, it will all get passed on and roof prices will double in the next ten years.

why not get a whole bunch of small business together and provide an opportunity to spread the risks over a larger population.

No thanks, pretty soon this Baby Boomer will be retiring, that is my next career move. The social security benifits will cover my green fees if you keep paying like you should please. ROFL

Good to hear buddy. I just wanted to be first one to say "Quit your bitching switch careers if you don't like it." but hopefully you will be on easy street pretty soon

I agree, something needs to be done.

Great idea! In fact, the NHBA has already thought of it. Oh wait, roofing contractors aren't covered. :sulk:

Yeah, God knows that generation did not carry the water for you before you were an income earner, fuck em.ROFL

You do realize that the baby boom generation is so huge that if you exclude them your health care benefits are going to go up astronomically because the young healthy (as you describe it) class is too friggen small.

Good advice to switch careers, I have done it quite a few times. The problem is really getting out of hand though for small businesses like JspChief's and the others. When you consider this insurance issue, OSHA and EPA. Pretty soon this thread is going to end up in D.C. so I had better shut up. STFU

No "generation" ever gave me a penny. My PARENTS took care of me until I was out on my own. I'm fine with taking care of my parents (though I seriously doubt I'd need to). Hell, I'd be fine paying for my grandmothers' care.

As for the baby boomer group being so huge, I fail to see how having a huge group of people sucking on the system that is currently partially funded by (but will soon enough be entirely funded by in the case of socialist insecurity ) a class that is "too friggin small" makes it MORE solvent or LESS expensive.

All they did was **** this country up from pillar to post.

Because about 2/3 of the Baby Boomer generation is still working (it runs through 1965) and many will be for another 20 years. Hell I will be working for another 10 to 12 and I was born in 55. So you think all those kids out there when you were growing up did not need medical insurance? Do you let your kids go uninsured?

ROFL Now I would be very interested in hearing you elaborate on this please. :hmmm:

Dude, that is expecting a lot from Mr. One Liner. You will be satisfied with what you got, and like it.:p

Look at the generation before the boomers. The differences should be obvious. Now look at the spawn the boomers produced. Starting to get the idea?

Um.....wasn't Bush supposed to address term 1? ROFL People are so dumb sometimes.

get the idea? Let me see here, I will make an effort, please help me out if I get off track.
Generation before taught us :
1) It was good to smoke, in fact life would just be better all around if you do. Please smoke anywhere you want, even around babies.
2) They taught us to drink, life is just plain better if you do.
3) They sent us to Viet Nam to stimulate the economy.
4) They gave us color television to entertain us.
5) We learned to ride bicycles without helmets or knee pads
6) We rode around in cars without seat belts
7) We were involved in the whole racial revolution because of the wonderful many previous generations prejudice.
8) We were taught that it was ok to dump waste oil in the sewer.
9) We were taught that it was ok to dump waste on the whole evironment.
10) We were taught that natural resources were basically endless.
11) We were taught to buy American products and support our economy.
12) People with long hair, or looked different were bad.

Now what have Baby Boomers created:
1) The computer that you are on right now and the whole internet system.
2) Smoking is basically no longer socially a plus. (I smoke)
3) We have raised a bunch of very spoiled children because we gave them everything.
4) We have invented CDs, DVRs .
5) We have basically ruined the economy for future generations by not adhearing to what we were taught on line 11 above.
6) ESPN and the whole cable network, satellite tv
7) We have developed the world economy much to my dismay.
8) We have gone to war to wipe out terrorism.

Is this close to what you were looking for?

This is not bad except you mislabel the 2nd part as Baby Boomers.

Baby boom ran from 1947 to 1965, so it covers both generations you are discussing.

You must incorporate in order to do that.

How much per 100 do you pay?

Being from California, I just wonder if you really know what the definition of fucked truely is?

I probably did a poor job of labeling the whole thing. I feel like the second part is what we baby boomers have done since we have been in control. The first part is what I was exposed to as a youth growing up by the previous generations. I was born in 1950. The funny part, my oldest sister was born in 47 and youngest was born in 65.

Well you guys certainly have the span covered.

HemiEd is rapidly becoming one of my favorite posters. :thumb:

Thanks, I have developed a great amount of respect for your posts as well! :thumb:

Yeah, HemiEd is great. He sucks my dick all the time.

Insurance = Carl Peterson's Five Year Plan

I injured my back last year. My wife called the abulance because I couldn't even get up to get in car. The paramedics came and assisted me into the abulance for a short little ride to the emergency room where I recieved two shots in the ass of demerol and a prescription for percoset (which I enjoyed BTW). The ride to the fuking hospital was about a mile and a half. My share of the total bill was about $600 dollars. I think the total bill was over 2 grand. I just could not fuggin believe that a 1 mile ride in an abulance, two shots and prescription costed so much. I was appalled.

:cuss:

One day last year I suddenly experienced numbness in both arms, and it didn't go away. After a couple of hours I went to the emergency room. The total bill for being there for about four hours was nearly $3,000, $550 of which came out of my pocket. After I was there about half an hour, the numbness went away (and never came back). They never did determine the cause, although I suspect it was probably a pinched nerve. But all that money and time, and they basically did NOTHING other than poke and prod and siphon my fucking blood.

If that ever happens again, I'll probably just stay home. Hopefully that won't result in my death, but at this point, unless I'm bleeding out of my eyes or in screaming pain, I'm just going to ride it out. To hell with getting financially assraped by the scumfuck hospital. I'll just take my chances. If that's the cost of the first night, seriously, I can't afford to be sick, whether I am or not. Who can?

And I have Blue Cross/Blue Shield. According to the commercials these evile fucks run on the radio every day, I'm as safe as a babe in his mother's arms. Yeah, right.

Every year healthcare costs go up and healthcare benefits go down. All of us (excepting those who are made of money) are one serious medical problem away from financial ruin - especially after our Republican friends rammed the new bankruptcy laws through.

Just another nail in the coffin of the American middle class. We are most definitely an endangered species.

Look around your town. Which companies have the largest buildings? Insurance and banks.

If I ****ed all my customers like insurance companies **** theirs, you'd pay $200,000 for a new kitchen - $250k if you wanted granite.

If it weren't illegal not to have auto insurance, I wouldn't have it. The entire industry sucks.

Please ignore the idiot faction on this board. The rest of us do.

You are correct. The middle class in this country is vanishing before our very eyes. :banghead:

Thanks for the help, done! :thumb:

A few years ago here in Wichita we had the worst hail storm I've ever seen. EVERYTHING was damaged. Every car in town had the texture of a golf ball. A bunch of the insurance companies just refused to pay and packed up a left town.

ROFL

C0cksuckers

Also, I hate to say it, but I am probably going to take a similar tact regarding medical visits. I'm not poor, but I refuse to shell out 600 bucks for the treatment I received last time. I'll just have to tough it out. I could spend that 600 on much better things.

Shut your pie hole and get to work!

Dave

~needs your contributions in about 17 years ! ROFL

Although those percosets would almost be worth it.

ROFL

I continued to take them even after my back was healed. I'm glad I didn't get the prescription refilled. I definately would have been hooked if I had.

I lived there then. Softball sized hail! 1991 I think. It totaled four cars for me and wrecked my house. My square mile area was one of the worst hit of all, near Central and West. My insurance company paid everything. Sorry to year you got screwed.

I didn't get screwed. My car was under covered parking and I lived in an aparment at the time. But many of my friends got screwed.

I'm in health care and I'd like to thank all of you for contributing to my paycheck. :p

I have wonderful insurance. My bills are 90% covered, unless I go to a hospital we own, in which case, I'm 100% covered. :D

*runs away before being pelted with rotten fruits and veggies*

Health? More like auto insurance!

I'm freaking paying 350 ****ing dollars a month for a 2000 reeruned ass Ford Focus that was ****ing pre-owend! :cuss:

Granted I'm a 20 year old female who's been driving legally for 2 years now.

And my health insurance is fine!

Bastard. That beats my free cable and internet.

I don't pay that much for 6 months worth of full coverage. :D

*runs away again*

A 20 year old female who's only been driving for 2 years should be paying 350 a month.

Kick rocks. :banghead:

Surely you are not the girl on the commercial that had two accidents in her first 15 seconds of driving are you? :p

I dunno. I think you have the better end of this deal. In 12 years with the company, I've used my insurance twice. I use cable and the internet every damn day.

Bastard. :cuss:

How do I sign up for that free cable and internet gig anyway? ;)

That's bullshit and I'll tell you why! Give me a chance to **** up with an accident or something. :banghead:

I have no violations, no accidents... no ****ing anything!

ROFL ROFL ROFL

The wife works at Cox Communications.

It's not "actually" free. It's 20 bucks a month for the whole package. But that's better than the 130 I was previously paying 2 years ago.

Nah, you would think tho with the bullcrap I pay a month.

And, my car note is only 150 a month! :cuss: :cuss: :cuss:

I'm sorry. But your gender and age group cause the most accidents. I hate insurance companies as much as the next person. But unfortunately, women are bad drivers and the insurance companies know it.

ROFL

I think we pay $675 per year for full coverage on four cars. :p

:eek: Sweeeeeeeeeeeeet!!!

Damn. Will you adopt me?

Before you answer, let me just say ... I love you ... Daddy. :p

ROFL

Don't think so. We already have a "down on her luck" guest (my sister) we're taking care of right now. Don't need another one.

I know but can we get a chance to mess up? That's all I'm saying... I'm a good driver. Don't start me out paying more then my car note.

It's not right!

My two daughters probably were major contributors to the profile. They were always wrecking their cars. It would take many paragraphs to recap them. Bad memories, I think I will pass. :rolleyes:

I understand what you're saying, but that is not the way it works. The insurance company must weight the risks to cover you and at your age, the risk is very high. In their opinion, they probably expect that you will have at least 2 wrecks before you hit 25.

Well boot her ass out! :p

I'm not "down on my luck." I have a job. I'd pay rent. Hell, I'd even cook. You like traditional homemade authentic Italian food I pressume?

:D

You aren't very smart.

You should have put that $350 a month towards paying cash for a dependable beater and paid liability insurance instead of full coverage.

That way when you turn 25, you can use all the money you saved to buy a kick ass rig.

Sounds better than the deal I've got that's for sure. Can you BBQ?

Well yeah...

He doesn't have to. I'm coming, too.

Good lord - that's only $50 less than the car payment on my Mustang.

I hope you at least got a kiss and a cigarette with that policy. :shake:

I don't know many people who don't hate insurance companies, except for people who work for them.

I will agree with your statements and rightful hatred of insurance companies. In some cases (auto) you've got the government aiding their profits.

However, I'm not too sure you are totally accurate with your sweeping generalizations of the "boomers" or the "gimme" generation. I'm part of that generation and I've never received squat from you or any part of the government. And I've paid a hell of a lot more to this country. (At least I assume I have since I assume you are young and I know I am not).

You, like everyone else, will get old and wrinkled some day too. Will you bewilling to just go ahead and die like you suggest for those old folks now?

OK, you can build that deck and privacy fence we talked about.

$20 per month for Cocks entire package? Yeah, I'd say that is about right. They are finally realizing what their service is worth.