Need a new roof!
 

Well, this sucks. I need a new roof.

Granted it's not 100% crap yet, but I don't anticipate it lasting through the next winter. about 40% of my shingles have lost the asphalt and are curling. :(

When I bought this house I planned to live in it for 5 years and split. Circumstances have changed due to the job market and I will need to live here for at least a couple more years.

I've only lived in my house for 5 years and only have about 6K in equity.

I've added up the square footage (minus the slope) of the house at 1996. I searched the interwebs for calculators and I see that I'm going to need about 60 squares + other crap. Unless my math is wrong that's almost $4,500 just in shingles! :eek:

I've looked into teh HUD 203K, but don't think I'd qualify.

Besides a home equity loan anyone have any good ideas on financing?

Are you sure about that square footage?

60 squares? I kind of doubt that.

talk to your home owners insurance. They covered my roof and I had everything done but have a new roof put on. I paid $500 for the whole thing.

60square would be a huge roof.

How many square feet is your house? Dimensions? pitch?

You don't have 60 square. That's 6000 square feet of roof. If you owned that size house, you wouldn't blink at $4500.

If his grain is gone and shingles are curling, they're not going to give him much, if anything. It won't be worth a claim.

Shoot me a PM if you want me to give you a couple names of people who bid roofs out for a living. They usually get really good prices, and are insured, name companies in the KC area.

Homeowners insurance won't pay anything for a roof if the only "damage" to it per se is that it's old (I.E. wear and tear) which is what to this point has been described here. I would hold out as long as possible for a hail storm, especially if you have replacement cost coverage on your homeowners insurance. A roof can have up to 80% of its granules gone and still shed water just fine. Depending on how much curling is taking place - I would talk to your insurance agent for a recommendation on a roofer(s) and then get multipe bids and opinions as to whether full replacement is really necessary. I wouldn't consider it personally unless leaks were springing up and coming back after attempting repairs.

If you have a 60 SQ roof you are living in a palace.

Your math sucks. A 2,000 sq ft roof needs 20 square. You need 3 bundles of shingles per square. So that's 60 bundles X whatever a bundle costs these days, maybe $20-25? I haven't bought any since 2005 and IIRC they were around $12/bundle for standard 3 tab. My memory might be as bad as your math though.

Since 2005? Figure about 60% higher materials costs. Shingle prices have gone through the roof in the past 5 years.

Good eye. I glossed right over the 1996 sf and only saw the 60 SQ he said he needed.

I said $20-25, that's pretty much doubling what I paid. A lot of construction materials have dropped in the last year or so, maybe shingles haven't. I have no idea, I'm not a roofer.

He must have been using something that calculated the # of bundles you need and got confused, that's where the 60 was coming from.

Plywood and pine have dropped, that's about it though. Nails, screws, shingles, & electrical are still rising.

1. Paintball gun
2. Ice cubes the size of paint balls
3. An All Perils insurance party
4. Stand on roof.
5. Shoot at roof
6. Report hail loss

Do it yourself. save lots of money.

Or he could hire Phil and stiff him with a rubber check when the bill comes in the mail.

J/K

:D

yeah, if so 4500 bucks at least

Do you think insurance companies don't check weather and other claims in the area? I'm not an insurance guy and I could tell you in about 15 minutes of research if an area of town experienced hail on the date of claim.

Yes. Actually it's a little more since I didn't account for overhang

That'd be awesome if it wasn't. like I said I used an online calculator so I should have been more skeptical.

He could be part of the Sub-Prime and got a 110% loan on the palace he lives in.

:)

That sounds more like it. I do suck at math, but I used an online calculator.

Lowe's has the shingles I would like at $24 a bundle.

I bet it was 60 bundles instead of 60 Squares. I don't have a 6000 square foot home. lol

He said 6000 sq foot roof. You need to factor in the roof pitch...also known as the rise and run of the roof.

Yeah, insurance fraud to get a new roof is basically a commonly-accepted evil these days, so I'm not going to get outraged over it, but you cant be stupid.

If your house was the ONLY house that got nailed that day, the insurance company is going to put up a bit of a fight. You have to wait for a real hailstorm, and the damage has to look real. (I heard of one idiot who took a hammer and damaged his shingles in a perfect circle around where he stood. What he pounded on didn't even look like hail damage. His claim was not paid)

I'm getting a new Roof Put on today.

Insurance is covering it - I called them because during one of the last storms a tree fell and hit my gutters..

So the adjuster took a look at the roof and said there is hail damage - he couldn't say for sure it was from the last storm but he said they would pay anyway

Getting 30 Yr Timberline installed

I'm excited

Maybe he needs 60 shingles.

What part of the country do you live in? I sell roofing materials in Tulsa, so if you are local I may be able to help you out.

I would find out when the insurance guy is coming and throw several bags of ice on the roof right as he pulls up so you got proof it was hail. Make sure you break up the ice real good and spread it around because if you just throw the whole bag up there without opening it ,it may look suspicious. That's how I ****ed up the first time.

I forgot to mention that it will also help if you can time it when a dark cloud passes over. Thats where I ****ed up the second time.

the new plastic roofing covers right over your old roof .. cheap and outlasts everything else

I've had a case of the "Shingles" That shit hurt. He definitely doesn't want 60.

:)

Shingles ain't going to cut it
you need new gutters and vent ridges
and your weathervane is so 80's

Three tabs run about $67 p/sq, a square of 30 year laminate is about $87, 15lb felt is $16 or so for a 4 sq roll.

anyone know if my new roof will offer me any additional energy savings?

Not really, insulating and making sure your attic is properly vented will have a much greater effect on your energy usage, especially in the summertime.

GAF offers a "Cool Colors" series that is energy star compliant, I think Certainteed has something similar.

Bah...sounds like a gimmick to me. I know from experience darker roofs get a lot hotter in the summer, but the attic is supposed to provide a buffer between the house and roof. As I mentioned earlier, as long as it's adequately vented, it shouldn't be an issue.