Sunflower seeds, coffee, gum, video games, guns, whatever.

I’ve had decent luck fighting anxiety and uncertainty by tying onto some big project and grinding. I used to do pretty well with exercise but since my knees are shot it isn’t the same. Sucks ass when your workload has dried up, but find something and plow hard. Revise your project tracking system, billing system, run some numbers on advertising, put together some proposals, just find something that will make you grind and go get it.

In my line of work there are a lot of uncontrollable variables that can **** up a guys business. So I can relate. And just the way I’m wired I’m not built to just sit back and rely on my risk management strategies despite putting a lot of work into them. I have to go somewhere with that energy. I’m guessing you’re the same way. Even if you’re not wired like me, smoking still isn’t it.

Last thing then I’ll shut the hell up. When I was a kid I was big and strong, pretty decent athlete could do a lot of things. Most kids that would lead to being cocky and feeling indestructible. But not me. I have a specific allergen that ****s up my life and I get asthma. I haven’t had an attack in years and medication has come a long way since then, but I had an attack when I was probably 12 that I thought was going to get me. I was working as hard as I could to catch my breath. Seriously. I was laying down giving it everything I had and I was just getting further behind. That’s the most scared I’ve ever been. Couple fairly serious car accidents, a damned close call on the farm almost falling off a roof, nothing compares that fear I felt. Accordingly, I’m fairly sensitive to lung issues and why I’m so passionate about what you probably think is a nothing deal.

I’ll crawl off the soapbox now. All the best man. You seem like good people. Best of luck.

Yeah, it is what it is. It looks like alot of it will be forgiven if used for certain things so hopefully that will help.

I've put all my energy into masturbation.

Being in the dental field I was my hands so so many damn times a day it's like sandpaper so the lotion from rubbing one out is multifaceted in it's benefits.

This would all ****ing happen during shark week in my house, wouldn't it?

I am not fond of 2020, lemme tell ya.

I think, from what I read, that the stress of the crisis tends to make people more likely to make major life choices (such as marriage and divorce).


I'm sure there are people out there hoping the virus will make the choice for them (as terrible as that sounds). But with a fatality rate of 2-4%, that will still leave a lot of people married and needing divorces.


I'm just not sure how they are going to pay for the divorce when the economy is a train wreck. Assuming that we get through this crisis in 6 months or so (hoping for the best here), I don't expect my practice to recover for probably a year at the earliest.

Just called my local banks and both said the loans will be ran direct through the government.

I was a bit tongue in cheek there. Aren't money problems/stress at the root of a lot of divorces? Maybe you'll see a surge once things smooth out a bit. Good luck

Looks like it's just really ramping up funding and de-regulating 7(a) loans through the SBA.

Those have always been administered by the banks themselves but ultimately backed by the government. From what I can see, the SBA will essentially 'purchase' the forgiveable obligations from qualified lenders in the event that they certify that the funds were used by the borrower on allowed expenses.

I just don't see how this can be a direct loan program - who in the federal government has the infrastructure for that? The Treasury department damn sure isn't geared up to accept millions of credit applications.

That just cannot be right.

Those are the sba loans already available

yeah Mnuchin yesterday said that you will go to your local bank and should be able to apply and get money same day.

I went back to work...
Brick and stone dont lay themselves.
It was a nice break though.

Only way I could see is if they use existing USDA/HUD/whatever infrastructure. If so watch out.

My bank told me the same time yesterday, notorious.

They know very little about what will be available until the bill gets passed. I asked while I changed his oil today.

Thanks again to SAUTO for pointing the Paycheck Protection loan...

I've lined up two banks to compete on this SBA 7)A loan.

2.5 X average monthly payroll is for us not a large number, but if it has a path to be forgiven, then is worth the trouble.

Hang in there, everyone.