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-   -   Money How broke are you? (https://www.chiefsplanet.com/BB/showthread.php?t=242880)

Pants 03-18-2011 12:09 PM
Quote:
Originally Posted by Spott (Post 7498862)
I would rather not foreclose. I'm not behind on my payments or anything, but I may be losing my job because of layoffs and I have enough in savings to buy a home and would still have money left over. I don't know if I decided to short sell my current home if they could come after my next home or what I had in the bank.
Why don't you put all that saved up money to work? If you're smart about it, you will come out on top even after having to pay your mortgage with whatever interest it is you're paying.

Garcia Bronco 03-18-2011 12:10 PM
Haven't been in debt for 5 years.

Most people know when they are broke. Some people are broke and they don't even know it.

R8RFAN 03-18-2011 12:10 PM
Quote:
Originally Posted by Spott (Post 7498862)
I would rather not foreclose. I'm not behind on my payments or anything, but I may be losing my job because of layoffs and I have enough in savings to buy a home and would still have money left over. I don't know if I decided to short sell my current home if they could come after my next home or what I had in the bank.
If you short sell they will come after you for the balance.... They could garnish your wages if you don't file BK if you file BK you won't get another house...

It's best to do the honest thing and pay any debt you owe... The housing market will turn around eventually, be patient

Dartgod 03-18-2011 12:10 PM
Quote:
Originally Posted by R8ers (Post 7498855)
Thats the problem with the broke dicks here, everybody thinks I speak one way and live another... If I say it, take it to the bank, I don't lie.
The problem with you is that you fail to realize that 99% of the members here don't give a **** about you or your financial situation.

Pants 03-18-2011 12:10 PM
Quote:
Originally Posted by R8ers (Post 7498870)
If you do that every 2 weeks then thats great.... scan a bill and prove it... I will give you a thumbs up... Most people who "Claim" they do this really don't
I don't give a **** what you think or believe. I know what I do and how I do it. I'm sure as **** not scanning any bills, LOL. If a dumbass like you thinks that credit cards are evil, it's because you don't know how to use them or how they work.

R8RFAN 03-18-2011 12:11 PM
Quote:
Originally Posted by Garcia Bronco (Post 7498881)
Haven't been in debt for 5 years.

Most people know when they are broke. Some people are broke and they don't even know it.
Booya! :thumb:

R8RFAN 03-18-2011 12:11 PM
Quote:
Originally Posted by Pants (Post 7498891)
I don't give a **** what you think or believe. I know what I do and how I do it. I'm sure as **** not scanning any bills, LOL. If a dumbass like you thinks that credit cards are evil, it's because you don't know how to use them or how they work.
You are broke.... Move along to the kiddie pool

R8RFAN 03-18-2011 12:12 PM
Quote:
Originally Posted by Dartgod (Post 7498890)
The problem with you is that you fail to realize that 99% of the members here don't give a **** about you or your financial situation.
get off my thread and take the 99% with you then..

Pants 03-18-2011 12:13 PM
Quote:
Originally Posted by R8ers (Post 7498899)
You are broke.... Move along to the kiddie pool
I don't even know what you mean by broke. Do I have debt, yes? Is it credit card debt? No. Do I have savings? Yes. Do I live paycheck to paycheck? No.

Just because I make payments every month, doesn't mean I'm broke, but I can understand how a simpleton like you might not understand that.

R8RFAN 03-18-2011 12:15 PM
Quote:
Originally Posted by Pants (Post 7498911)
I don't even know what you mean by broke. Do I have debt, yes? Is it credit card debt? No. Do I have savings? Yes. Do I live paycheck to paycheck? No.

Just because I make payments every month, doesn't mean I'm broke, but I can understand how a simpleton like you might not understand that.
Do me a debt to income ratio then, if you added up every bill you have, how much of a % of your NET pay does this equate to?

88TG88 03-18-2011 12:15 PM
Quote:
Originally Posted by L.A.Chieffan (Post 7498782)
well i work on wall street. at pierce and pierce.

have you heard of it?
Can i borrow some money ?

phisherman 03-18-2011 12:16 PM
Quote:
Originally Posted by R8ers (Post 7498870)
If you do that every 2 weeks then thats great.... scan a bill and prove it... I will give you a thumbs up... Most people who "Claim" they do this really don't
i've been using credit cards for extras like rewards points since 1994 and haven't once paid $.01 of interest.

R8RFAN 03-18-2011 12:17 PM
Quote:
Originally Posted by Donger (Post 7498839)
Wasn't there another thread very similar to this recently?
sorta, they bitch and say I hijacked it, so to prevent this from happening, I made my own...

Pants 03-18-2011 12:18 PM
Quote:
Originally Posted by R8ers (Post 7498920)
Do me a debt to income ratio then, if you added up every bill you have, how much of a % of your NET pay does this equate to?
It's different every month, depending on how much I spend using my credit card. But I make enough to pay all my bills and still have enough left over to put in savings. Eventually those savings will be invested. I'm 25, so hopefully I still have some time.

R8RFAN 03-18-2011 12:21 PM
Quote:
Originally Posted by Pants (Post 7498941)
It's different every month, depending on how much I spend using my credit card. But I make enough to pay all my bills and still have enough left over to put in savings. Eventually those savings will be invested. I'm 25, so hopefully I still have some time.
You got a HELLUVA lot of time, the choices you make NOW will determine if you are rich or poor in 20 yrs.....


Now tell me "I know" like my daughter does LMAO


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