ChiefsPlanet - Money I am now 100% Debt free

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I am now 100% Debt free (https://chiefsplanet.com/BB/showthread.php?t=206951)

I am now 100% Debt free

Congrats!

I'm about to refinance and stretch my debt out another 30 years.

:doh!:

I was close to paying off all my bills till some dumbshit 17 year old nailed my car and now ill have to buy another one.

Quote:

Originally Posted by KC Jones (Post 5724891)

Congrats!

I'm about to refinance and stretch my debt out another 30 years.

:doh!:

Oh brother! Some people are conditioned to be in debt for the rest of their lives.

Oh yeah... congrats R8r

You made the right decision. Congratulations.

Congrats and great time to not owe anything. Take that money and get some saved back. I'm working my way there! :thumb:

Quote:

Originally Posted by wutamess (Post 5724894)

Oh brother! Some people are conditioned to be in debt for the rest of their lives.

Oh yeah... congrats R8r

Heh, if that's what you want to believe. It is actually a financially beneficial action which is why we're doing it. Our monthly payment drops $320 and for an extra $90/month we stay on the same schedule/pay off date as our current mortgage. So keep the same payoff date and have $230 more in the bank each month. Besides, we'll be out of this property long before 30 years is up.

Unfortunately, I can't see your personal information or the account #. Would you please post one without all the black marks so that we can verify that this transaction really did take place.

Quote:

Originally Posted by Brock (Post 5724887)

Thank you. /IRS

Actually I put so much down when I bought it to avoid the PMI stuff, I got the payments too low and could not even deduct any interest

Quote:

Originally Posted by KC Jones (Post 5724891)

Congrats!

I'm about to refinance and stretch my debt out another 30 years.
If it's over 1% difference and you are going to continue to make the same payment at the least that you are now and are planning to stay there and the difference you save on the close will be paid off in a year, then it's a good move
:doh!:

Quote:

Originally Posted by Sure-Oz (Post 5724893)

I was close to paying off all my bills till some dumbshit 17 year old nailed my car and now ill have to buy another one.

Get a cheap one.... pay cash for it F car payments

Quote:

Originally Posted by wutamess (Post 5724894)

Oh brother! Some people are conditioned to be in debt for the rest of their lives.

Oh yeah... congrats R8r

Thank You

Quote:

Originally Posted by Mr. Flopnuts (Post 5724903)

You made the right decision. Congratulations.

It will be painful to see the bank statement, but the house payment was due 05/01, guess I can just bank that $$$

Quote:

Originally Posted by talastan (Post 5724908)

Congrats and great time to not owe anything. Take that money and get some saved back. I'm working my way there! :thumb:

good luck to you, you will get there

Quote:

Originally Posted by Mr. Plow (Post 5724912)

Unfortunately, I can't see your personal information or the account #. Would you please post one without all the black marks so that we can verify that this transaction really did take place.

Umm ... No

Congratulations! I'm one nice oil run away from paying off my mortgage.

Quote:

Originally Posted by KC Jones (Post 5724909)

Excuse me for reading that you're going to stretch your debt out another 30 years. Then to retract that and say you're going to keep the same payoff date and save $230/month.

congrats! great feeling isn't it?

Join the club.......its great not making the payments,:clap:

Quote:

Originally Posted by Mr. Plow (Post 5724912)

Unfortunately, I can't see your personal information or the account #. Would you please post one without all the black marks so I can transfer US$15,000,000 to your account from my Nigerian uncles estate.

I fixed this...

Congrats dude! I know it has to feel great!