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There seems to be a lot of misinformation out there about building good credit.
When I was 20 I was looking into getting a credit card and was told to keep 35-45% balance at all times.
This thread seems to imply that you should keep as little as possible on your card/pay it off in full every month.
I've also been told you don't even build any credit with a credit card.
I don't know what to believe...
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