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I grew up boating. My dad owned one for nearly 30 years, and I feel like he got good use out of it hauling it to Table Rock for a week every summer and to Smithville for the day another 10 to 20 times per year. Before that, my uncle had a boat that got a similar amount of use. Some of the best times of my life.
But I have never come close to getting a boat of my own. I don't think I would be motivated enough to get nearly he use out of it that my parents and uncle did. If I lived on a lake, I would probably get one. To me the hassle of hauling the boat there and back, packing food, etc tips the balance away from wanting to go for a day trip. Unless you think you will want to devote at least 1 day a week to that activity during boating season, you probably will have a tough time justifying it.
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