I'm much, much worse off. I have not owned a car since April (totaled in an accident), I have no savings and I don't expect to ever get out of debt as I don't believe there's any way I will ever make more than 25-30 grand in any given year, if I can even earn that much. Decades of bad life choices combined with no social or networking skills and zero marketable work skills just don't paint a very pretty picture of the future. I'm lucky to have a job that pays ten an hour at this point.
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