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Originally Posted by Dunit35
My oldest has $635 in her account. I have never invested any money so it does worry me that I'll lose the money.
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It's a long-term investment...you can't react to day-by-day market swings. The funds that we use have a 5 year return of just over 9%. You will lose money on some days, but over the long haul, you'll gain. I think most 529 programs will have age-based/risk-based options.