Quote:
Originally Posted by Discuss Thrower
Obviously the opposite of investing and being money savvy, which credit cards are y'all using? Any good perks / rewards out there beyond the ones the churner cokeheads are angling for?
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I have a US bank cash back card. Select categories are 2% for clothes, groceries, gas and furniture. 5% for something like a cellphone bill. 1% everything else. I take cash back at end of year, with last year was over $600. People don't realize this is also tax free money, and since I am paying it off every month (no interest), this is a better way to earn money then something like a CD which ties up money and would cost me investing $60k on a 1% rate to make $600 back in a year.
Charging everything is a no brainer if you have the discipline to stick to a budget and know your finances. If you can't pay it in full every month, don't do this.
/soap box