Quote:
Originally Posted by Dunit35
My only question is.
I have three cards already. All with zero balances. One I haven't used since 2010 and only keep it because it is my oldest account. Should I cancel it? We will be upgrading houses in 4-5 years and I want a top notch score.
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If you don't have an annual fee in a card, I would never cancel. It will shorten your average age of accounts and potentially negatively affect your score.