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Wow. I guess that's better than the worst case outcome, Inmem, but it's still painful to hear.
I've never really thought about it, but I bet the building had insurance on top of the insurance that renters have. If I owned an apartment building, I'd darn sure have insurance as a backup in case one of my renters didn't have it. So I wonder if your payment is really just covering their deductible or something.
Having said that, I have no idea what I'm talking about on this stuff.
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