Quote:
Originally Posted by MephistophelesJanx
I was among a pack of vehicles that started moving and suddenly stopped. I didn't stop in time. No damage to her vehicle and slight damage to mine.
FF 1.5 years later, I get a letter form my insurance telling me that I may be on the hook for everything over the 100k personal injury limit. I hit this person in their shitty 3k car at no more than 5-10mph and they got medical bills exceeding my ****ing surgery for a tumor in my leg.
I ****ing hate people. Especially hate scammers.
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There is almost zero chance the court will award anything more than your max liability limits in the worst case scenario. Your insurance company must believe they are full of shit for it to even have gotten this far. Also, if the other party has an attorney it looks pretty scummy if they are pursuing for more than your liability limits since it isnt much more. If their damages were 1M then that would be a diff story.
Insurance companies always get screwed though, because of this perception of big business by the masses. Hate runs rampant against not only big businesses but insurers as well when things go to court, as they are not usually viewed favorably. Conversely, if the other party is a child, female, or elderly they automatically have an advantage because -- feelings. The law shouldn't work that way - it shouldnt matter how well you are liked - or how well you relate to a jury, judge or DA - but it does. Which is one of the many reasons our judicial system is flawed.