Where are you? Was there a permit pulled? read it
And who did your home inspection? read it again
Pull the disclosure statement and read the **** out of it.
Quote:
Originally Posted by arrowheadnation
I got shit on by the county appraiser after I bought my house. I bought my house two years ago in June as a 3 bedroom home with a finished basement. Got the payment to a level I wanted. All was right with the world. A year later, I get my assessment from the county appriaser. My property value was going up by $42,000. I'm immediately like WTF?!?!? Turns out my home was appraised in January of the year I bought it as a 2 bedroom home with an unfinished basement. Between that time and the time I purchased it, the seller finished the basement. This was not divulged to me at the time of purchase. Being a first time home owner, I didn't understand what this meant. Then a couple months later, boy did I ever find out. Pennymac basically let me know that my mortgage was going up like $250/month. I was allowed to pay some up front to lower the payment throughout the year, but with a single income, things were pretty tight this year. I contacted my loan lady to plead my case and she basically said, "yeah, that happens." So **** her, she's never getting my business again. I've been trying to look into ways to get it lowered back to where it was, but I'm not having any luck. Mainly because I don't know where to begin. If anybody has any tips or pointers, I'd be very appreciative. (I contacted the appraiser and they told me that my value was raised to match others in the area with finished basements)
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