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Originally Posted by arrowheadnation
I got shit on by the county appraiser after I bought my house. I bought my house two years ago in June as a 3 bedroom home with a finished basement. Got the payment to a level I wanted. All was right with the world. A year later, I get my assessment from the county appriaser. My property value was going up by $42,000. I'm immediately like WTF?!?!? Turns out my home was appraised in January of the year I bought it as a 2 bedroom home with an unfinished basement. Between that time and the time I purchased it, the seller finished the basement. This was not divulged to me at the time of purchase. Being a first time home owner, I didn't understand what this meant. Then a couple months later, boy did I ever find out. Pennymac basically let me know that my mortgage was going up like $250/month. I was allowed to pay some up front to lower the payment throughout the year, but with a single income, things were pretty tight this year. I contacted my loan lady to plead my case and she basically said, "yeah, that happens." So **** her, she's never getting my business again. I've been trying to look into ways to get it lowered back to where it was, but I'm not having any luck. Mainly because I don't know where to begin. If anybody has any tips or pointers, I'd be very appreciative. (I contacted the appraiser and they told me that my value was raised to match others in the area with finished basements)
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My initial impression is the only way you're going to fix that is to put up a For Sale sign. I'm an armchair expert at a lot of things, but that's not one of them! Maybe talk with a real estate attorney.
Quote:
Originally Posted by Third Eye
Yeah, we’ve been tracking Zillow pretty regularly just to keep an eye on the market. We’ve already given up on our preferred location, which was up by Fairway. Unfortunately, it looks we’d need $600+ minimum to get what we want/need. I mean, we don’t need a big house, but with 2 kids I need more than 1900 sq ft at that price.
Based on our wants/needs/budget, we’ll probably be looking at southern Prairie Village/northern Leawood. I’d prefer to be on the MO side, but **** the KCMO school district and **** the price of private school.
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Have you considered Raymore if you want to stay on the Missouri side? A bit out of the way, but would get more bang for the buck vs Leawood and Cass County taxes are a little more lax.