Quote:
Originally Posted by Chief Roundup
The Blue Cross Health Advantage, the insurance we had in 2019, had the same deductible but they paid 80% on the way to the deductible not only paid after that deductible.
I had an x-ray a few months ago I had to pay $59 as my portion of that and it is the first imaging that I had had done under that policy.
Now, with United Healthcare through UMR new to us in 2020, I have to pay out $1500 before they will start to pay the 80% on the way to the maximum out of pocket of $5000.
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Yeah, as mentioned by someone else, you had a $0 deductible plan previously which would be way more expensive than what you have now. Sounds like your employer used to pay a lot of the cost share and were tired of doing that. I think your gripe is with your employer rather than your insurer.