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Old 03-17-2020, 02:31 PM   #5595
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Quote:
Originally Posted by DaneMcCloud View Post
I watched the entire press conference this morning.

The POTUS and Mnunchin both said that "Millionaires" won't receive checks and that there will be a cutoff but that most Americans will receive $1,000 dollars to spend at will.

Mnuchin didn't clarify but if going by his words, if each American worker is given $1,000 dollars, meaning that two income households receive $2,000 dollars, it should ease some of the unrest.

It's a bold move and from my recollection, the first of its kind, which again proves that not only is the country not prepared for a pandemic but that we're facing something completely unprecedented.

Let's just hope that we can learn from this situation because I highly doubt this will be the last time.
But here's the thing - what's it actually do?

The key to any dollar spent is not the dollar, right? It's the multiplier effect of that dollar. You give someone a dollar and they save it, it does dick. But if they spend it, it cycles around dozens of times through various consumers before it eventually peters out (as everyone saves a few cents per 'touch').

So if you shut down the economy but give everyone $1,000, they'll...what? Pay the mortgage and buy some groceries. Well the mortgage/rent money will largely stall out as well because it'll go to a bank who will then hold onto it like grim death because the economy is frozen. The grocery money will cycle through a much smaller pool of consumers before it's multiplier peters out because again, people are scared.

The answer isn't a direct infusion because it won't multiply well due to the fear from banks/businesses.

It just seems wholly politically motivated rather than truly designed to address the problems that will eventually surface on the ground.
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