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Old 04-02-2020, 02:15 PM   #15575
DJ's left nut DJ's left nut is offline
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Join Date: Sep 2005
Location: Columbia, Mo
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Quote:
Originally Posted by Kiimosabi View Post
That's only for direct deposit. Checks mailed out are looking at 20 weeks.


Also this quote from someone working in unemployment:




Good luck, America
Banks and private employers are going to have to step up in a BIG way.

We haven't made any additional layoffs over the last 2 weeks after our first little kick. We made it through payroll yesterday needing to burn off about $30K in LOC space, leaving roughly $220K. We also covered our health insurance premiums for the next month.

Our major loan/rent payments have been reduced to interest only.

Keep limping like this and we have 7-8 payroll periods? That's 14-16 weeks. It's not nothing. Now we still fully expect additional contraction in revenue but even if it's chopped in half (and for the love of god, government, stay out of our way on this one - they're the last folks that can really shut us down), that gives us 8-10 if we have a little bit of a coasting period.

If we can continue to keep our people paid, we'll have done some serious yeoman's work to get them through this while waiting for any stimulus to arrive.

And a lot of businesses are in the same boat as us. Private industry is straining to make this work as well as we can. And ultimately it'll come down to us to keep things churning because I don't imagine the federal response will be quick enough to do it on its own.

And the way the banks can extend that runway substantially is by quickly and smoothly navigating the PPP program so we can be even more confident in our ability to retain staff and not exit this cash-poor and unable to re-start if things turn around.
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