Quote:
Originally Posted by lewdog
I meant in the future, not because of this issue. How often would insurance pay for new underlayment? Would I have to have significant damage for them to pay?
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I'd say there is no chance to get them to pay for only the underlayment. I know you don't have many hail storms out there, but your best bet would be hoping for a tennis ball sized hail storm to come through and absolutely wreck those tiles or if you had a hail storm just come break a few tiles on each slope, then depending on britleness of the tiles they could pay for the entire roof (underlayment, flashing, tiles) due to the lack of repairability of the roof.
So your best bet is hoping for a once in a lifetime hail storm.
So you had an estimate to just replace the underlayment and it was $14k? Answer this question, how big is your roof in square feet? Because that seems incredibly high.