Statistically speaking I suppose it was a smart-ish play. Realistically, he should have slid instead of running out of bounds. If he slides, you run the clock down to like :15 seconds then snap the ball one final time to kneel it out.
If he scores, you run the risk of allowing a quick TD and then an onside kick-to-game-winning field goal. Both are highly improbable but stranger things have happened.
I do believe it'd be more likely they allow a quick TD then an onside kick recovery than fumbling a kneel play for a 99 yard TD, but I definitely like the two-score lead cushion. In that situation I'm 100% OK with Chubb scoring.
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