Thread: Money Investing megathread extravaganza
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Old 12-29-2020, 08:55 PM   #6501
Hog's Gone Fishin Hog's Gone Fishin is offline
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Join Date: Nov 2001
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Quote:
Originally Posted by Peter Gibbons View Post
I would be curious to know what rate of return do you use for you post retirement investment portfolio projection?

It’s the time of the year that I meet with some investment professionals and consider my retirement plans, investments, estate planning, etc. I’ve noticed that many bigger firms (UBS, Merrill, etc) are being very pessimistic in their return projections for even growth balanced portfolios post retirement. Most have assumed overall rates of return below 3% after inflation adjustments. In my personal projections I am much more optimistic in my assumptions of around 6-7% after inflation.

What do you think: am I overly optimistic or are the financial planners overly pessimistic? Something in between? Something else entirely?

I’d love to hear your perspective.
I've got money invested with Edward Jones and know they are a bunch of Clowns. If you can't get 20% returns consider yourself FAIL.
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