Quote:
Originally Posted by petegz28
Financial Planners generally will tell you not to use your retirement funds for a child's education. They would say to open the 529 and keep your Roth for you.
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I would say that is assuming you can fully fund the Roth. If you can only put away 6k a year, put it in the Roth. No reason to put 3k into 529 and 3k into Roth. If your kids decides not to go to college or gets scholarships you will end up losing money or finding alternate uses for it (grandkids, neices/nephews).