Thread: Money Banks
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Old 06-25-2022, 12:42 PM   #20
DaFace DaFace is offline
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Join Date: Aug 2005
Location: Donkey Land
Casino cash: $-1923101
I personally use Discover for savings, which is currently at 0.90%, and Schwab for checking. Online-only banks aren't for everyone, but I love just depositing checks in the app, and I can use any ATM in the world for free. I do have a savings account with Chase that I keep $1k in just for the rare occasion when I need to do something crazy (like when I had to deposit $7500 in cash when I sold a car).

I personally wouldn't get TOO hung up on splitting hairs between online savings account rates, though. They change often, and the reality is that you're losing money to inflation in a savings account far faster than the difference between 0.1% and 0.9%.
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