Quote:
Originally Posted by BigRedChief
Damn this is some complicated shit to figure out. Maybe by design? I could see how someone could leave money on the table that they are eligible for and or overpay for something they need.
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It 100%
IS very confusing. Which is one of the reasons I personally believe that Medicare Advantage plans are getting more popular. They're a simple pitch....we'll give you coverage under our name you're familar with (Blue Cross, United, Humana, etc) and it won't cost you a penny more than your payment for normal Medicare. And we'll throw in drug coverage and some other benefits as well. It's certainly "cleaner" on the surface to have one card for all health needs.
And that option is a good one for some people I suppose. That being said, the certainty of total out of pocket expense with traditional Medicare and a supplement is the safest overall choice if you can navigate the confusion and see the big picture for
MOST people.