Thread: Chiefs Hurricane Ian Watch
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Old 09-29-2022, 12:43 PM   #296
FlaChief58 FlaChief58 is offline
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Join Date: Sep 2006
Location: Florida
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Quote:
Originally Posted by Chief Pagan View Post
The part I'm confused about, is how can half of the people in the flood zone not have insurance? I would think their mortgage would require it?

And what happens to the two thirds not in the flood zone who got catastrophically flooded anyway? And owed a huge mortgage and no longer have a house.

They just declare bankruptcy?
I've never lived in a flood zone, but have talked to people who do. Most are willing to roll the dice and pray they never have a problem. Also, it's really hard and expensive to get flood insurance if you're in a flood zone.
I'm not sure if mortgage companies require flood insurance though
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